Property Type: Detached HouseOwnership: Freehold

2735 Rydal Ave

Cumberland, BC V0R1S0

$929,900

4 bed3 bath3 parking2,015 sqftBuilt 2008
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Property Details

Property & Lot

Sub-type
House
Lot size
7,144 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,874

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view

Parking

Total spaces
3 — covered indicated
Features
Garage

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level14'11 x 16'7
Living roomLower level12'7 x 12'10
Living roomMain level11'9 x 16'9
Laundry roomLower level6'11 x 11'11
KitchenLower level6'9 x 9'1
KitchenMain level12'4 x 13'1
EntranceLower level5'11 x 13'3
EnsuiteMain level3-Piece
Dining roomMain level7'3
BedroomLower level11'1 x 12'7
BedroomMain level9'9 x 10'7
BedroomMain level
BathroomLower level4-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1028603
Listed
March 12, 2026
Time on market
On the market for 173 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CX) · Data source: CREA DDF.

Description

Custom built home with a legal one bedroom suite, ideally located in the vibrant Village of Cumberland. The thoughtful design and high quality construction create a home that offers both comfortable family living and excellent income potential. In the main level you’ll find a bright open floor plan with vaulted ceilings through the living room, dining area, and eat in kitchen, creating a spacious and welcoming main living space. The dining area opens onto a 20x10 deck overlooking the fully fenced sunny backyard, providing a perfect extension of the living space for relaxing or entertaining. This level also includes a private primary suite complete with two closets and a three piece ensuite, two additional bedrooms, and a four piece bathroom. Comfort and efficiency are enhanced by an economical heat pump, a beautiful river rock gas fireplace, and most importantly, extra insulation between floors as well as between bedroom and bathroom walls. This additional sound separation was intentionally built in to help create quiet, private living spaces between the main home and the suite. The fully self contained one bedroom suite on the ground level features an open living, dining, and kitchen area, a four piece bathroom, its own laundry closet, and a 20x10 covered patio. With its own parking spot, private layout and added sound insulation, the suite provides excellent separation between units. At just under 2,000 square feet, this home offers the ideal setup for families looking to offset their mortgage with reliable rental income. The legal suite provides a valuable financial advantage, helping reduce monthly carrying costs while maintaining privacy and comfort. The suite will be vacant by the end of March, offering quick possession and the rare opportunity to select your own tenant at current market rental rates. All of this is located just minutes from Cumberland’s vibrant downtown, renowned mountain biking, trails, parks, restaurants, and community amenities. (id:63159)

Values & Trends

This listing

$461/sqft

Building average

No other active listings in this building

Cumberland average

$544/sqft

17 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle379 m
Arden ElementaryElementary5.5 km
Royston ElementaryElementary6.2 km
Lake Trail CommunityMiddle6.5 km
Courtenay ElementaryElementary6.8 km
Ecole Puntledge Park ElementaryElementary6.8 km
Nala'atsi Alternate ProgramSecondary6.9 km
Aspen Park ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Cooks Restaurant · 3273 Third Street499 m
  • Biblio Taco · 2724 Dunsmuir Avenue542 m
  • Riders Pizza · 2738 Dunsmuir Avenue545 m
  • Niji · 2744 Dunsmuir Avenue551 m

Cafes (2)

  • Laneway Coffee and Kitchen · 2727 Dunsmuir Ave576 m
  • Cumberland Grind Espresso & Smoothie Bar · 2753 Dunsmuir Avenue595 m

Grocery (1)

  • Seeds Natural Food Market · 2733A Dunsmuir Avenue589 m

Parks (4)

  • Cumberland Peace Park200 m
  • Village Square594 m
  • Egremont Park598 m
  • Number Six Mine Park706 m

Banks & ATMs (1)

  • First Credit Union · 2717 Dunsmuir Avenue583 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$743,920.00
Periodic payment — Principal & Interest (monthly)$4,799.52
Additional monthly expenses (strata, tax, utilities, etc.)$507.17
Total monthly cost$5,306.69
Interest paid over 5-yr term$213,209.61
Balance at end of term$669,158.45

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,627.79

Cash Needed at Closing

Minimum down payment$67,990
Estimated BC PTT$16,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$86,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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