Property Type: Detached HouseOwnership: Freehold

2782 20TH Street

Lister, BC V0B1G2

$1,290,000

4 bed3.5 bath2 parking3,250 sqftBuilt 1986
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
12.94 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,453.85

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Hot Water
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Concrete, Hardwood, Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Vinyl siding
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Detached Garage, RV, Oversize, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerBasement5'5'' x 26'0''
Utility roomBasement9'0'' x 16'0''
Laundry roomBasement8'0'' x 7'0''
OtherBasement13'0'' x 15'0''
MediaBasement7'5'' x 12'0''
DenBasement11'0'' x 12'0''
Recreation roomBasement11'0'' x 21'0''
BedroomSecond level14'0'' x 15'0''
BedroomSecond level14'0'' x 15'0''
BedroomMain level12'0'' x 13'0''
FoyerMain level9'0'' x 20'0''
2pc BathroomSecond level
4pc BathroomMain level
4pc BathroomBasement
Primary BedroomMain level12'0'' x 13'0''
Living roomMain level15'0'' x 15'0''
KitchenMain level20'0'' x 17'0''

Listing Information

MLS®
10392425
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Assurance Realty Ltd · Data source: CREA DDF.

Description

Beautiful Creston Valley !“Income property/hobby farm”. OPPORTUNITY and POTENTIAL ! Be Self Sufficient!12.94 acres - 4 acres of blueberries . Established clients for blueberry sales. Existing Hayfield . Land suitable for horses or more agricultural development . Vineyard ? Beautiful Canyon/Lister area! Great views ! Canyon/Lister domestic water. Water reservoir for irrigation and already established drip irrigation system. Fortis Electricity 200-amp service to the house, plus electrical service to other buildings. Could add Solar. TELUS cable and satellite service available. Close to fire hall for lower insurance rates. Three-level house- six bedrooms - three bathrooms. Decks off 2 bedrooms and off kitchen/dining area. Large open kitchen and dining area. Formal living room with wood-burning fireplace. Wood and electric furnace for forced air heat for house. 24’ x 24’ detached garage/shop with cement floor and power. 2200sq.ft. multi-use building with cement floor, washroom, walk-in cooler, kitchen, power and water. 16’ x 24’ insulated studio or guest cabin , cement floor and power. Chicken/duck coop. Fruit and nut trees, berries, lavender, garden area, herbs and flowers. All near airport, golf course, recreation, and US border. Great views ! Price includes : equipment, appliances, some furniture and inventory pending offer. And this Years crop . Seller states due to Health , Open to OFFERS and can give possession quickly. Price REDUCTION for needed Roof Repairs . (id:63159)

Values & Trends

This listing

$397/sqft

Building average

No other active listings in this building

Lister average

$407/sqft

6 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Creston

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Mormon Hills Elementary Secondary(Independent)Elementary/Middle3.7 km
Yaqan Nukiy School(Independent)Elementary4.7 km
Canyon/Lister ElementaryElementary5.3 km
Erickson ElementaryElementary6.1 km
Kootenay River SecondarySecondary6.9 km
Adam Robertson ElementaryElementary7.9 km
Kootenay Valley Christian School(Independent)Elementary/Middle9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,032,000.00
Periodic payment — Principal & Interest (monthly)$6,658.11
Additional monthly expenses (strata, tax, utilities, etc.)$367.49
Total monthly cost$7,025.60
Interest paid over 5-yr term$295,774.17
Balance at end of term$928,287.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,119.92

Cash Needed at Closing

Minimum down payment$104,000
Estimated BC PTT$23,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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