Property Type: Detached HouseOwnership: Freehold

3820 Sun Ridge Road

Creston, BC V0B1G1

$1,380,000

3 bed4.5 bath2,722 sqftBuilt 2020
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
2.67 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,024.82

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Features
Oversize

Room Dimensions

RoomLevelDimensions
Partial bathroomMain level
BedroomSecond level10'6'' x 11'9''
BedroomSecond level10'6'' x 11'8''
Full bathroomSecond level
Full bathroomBasement
Full ensuite bathroomMain level
Primary BedroomMain level16'2'' x 13'11''
Living roomMain level18'3'' x 18'2''
KitchenMain level8'10'' x 10'6''

Listing Information

MLS®
10395934
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Kootenay Inc. · Data source: CREA DDF.

Description

Carved out of the side of the mountain you need to see this custom built 3 bedroom, 4 bathroom home offering unmatched privacy and stunning views across the Creston Valley. On the main floor you can enjoy the conveniences of having over 1220 sq/ft of living space featuring primary bedroom with walk through closet, full ensuite, mud room with half bathroom, pantry and laundry. Then the front half of the main floor features vaulted ceilings, family room with wood stove, custom kitchen with gas stove and eat up island and dining area with doors leading to the massive covered deck. Upstairs the great room provides more fantastic views, room for an office or sitting area, 2 nice sized bedrooms and full bathroom. Downstairs you will find a family room, rec room, full bathroom and access to the oversized attached shop with 10ft doors. Outside you will love the benefit of acreage living without all the headaches, raised garden beds, plenty of parking and room to spread out. Other features at the property include hot tub, in floor heat through the basement and shop, HRV, AC, new concrete deck and all the added benefits of a home built to step code 3 in 2020 with utilities averaging only $200 a month. Lastly the location of this property cannot be beat in desirable Erickson with end of the road privacy, reasonable all season access and stunning views in all directions. Truly a property that needs to be viewed to be fully appreciated. Contact your agent for a showing today! (id:63159)

Values & Trends

This listing

$507/sqft

Building average

No other active listings in this building

Creston average

$307/sqft

54 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

17°C

Humidity 57%

Wind NW 10 km/h

Tonight

12°

Tuesday

28°

Tuesday night

14°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

5,583

(2021 Census)

+4.1% since 2016

Density: 663.9/km²

Dwellings: 2,810

Median household income: $58,800

After-tax: $54,400

Immigrant population: 11.8%

Top countries of origin (% of total population)

  • United Kingdom2.2% · 125
  • United States of America1.8% · 100
  • Germany1.1% · 60
  • Netherlands0.7% · 40
  • China0.6% · 35
  • Hungary0.4% · 20
  • Poland0.4% · 20
  • Mexico0.3% · 15

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Erickson ElementaryElementary1.6 km
Canyon/Lister ElementaryElementary2.8 km
Kootenay River SecondarySecondary3.2 km
Adam Robertson ElementaryElementary3.7 km
Kootenay Valley Christian School(Independent)Elementary/Middle4.7 km
Yaqan Nukiy School(Independent)Elementary5.7 km
Mormon Hills Elementary Secondary(Independent)Elementary/Middle10.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($113,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,104,000.00
Periodic payment — Principal & Interest (monthly)$7,122.63
Additional monthly expenses (strata, tax, utilities, etc.)$554.73
Total monthly cost$7,677.37
Interest paid over 5-yr term$316,409.57
Balance at end of term$993,051.57

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$113,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,742.79

Cash Needed at Closing

Minimum down payment$113,000
Estimated BC PTT$25,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$140,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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