Property Type: Detached HouseOwnership: Freehold

2815 Noyes Road

Naramata, BC V0H1N1

$1,500,000

4 bed3 bath4 parking2,629 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.5 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,244.1

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Vinyl

Exterior & Lot

View
Lake view, Mountain view, Valley view, View of water

Building

Roof
Metal, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Detached Garage

Room Dimensions

RoomLevelDimensions
Dining roomMain level11'4'' x 14'10''
Living roomMain level11'8'' x 24'10''
FoyerMain level9' x 10'
4pc Ensuite bathMain level
Primary BedroomMain level12'7'' x 16'9''
BedroomMain level10'3'' x 11'2''
BedroomMain level9'2'' x 10'8''
3pc BathroomMain level
LoftSecond level9'10'' x 32'2''
KitchenBasement10'11'' x 15'1''
Dining roomBasement10'6'' x 13'1''
Living roomBasement11'2'' x 13'1''
BedroomBasement10'8'' x 14'5''
4pc BathroomBasement
Utility roomBasement5'11'' x 10'9''

Listing Information

MLS®
10395004
Listed
July 16, 2026
Time on market
On the market for 46 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

OPEN HOUSE SATURDAY AUGUST 15 10:00 - 11:30 AM. Completely reimagined from the framing out, this exceptional Naramata Bench home combines quality craftsmanship, thoughtful design, income potential and breathtaking 180 degree views of Okanagan Lake. Striking glue-laminated beams and soaring A-frame ceilings create a bright, open living space, while expansive windows fill the home with natural light and showcase the incredible setting. The open-concept main floor seamlessly connects the kitchen, dining, and living areas, all opening to an impressive 1,100 sq. ft. west-facing deck designed for entertaining or simply enjoying the view. The main level also features a spacious primary suite with deck access, walk-in closet, and beautifully finished ensuite, plus two additional bedrooms, and a loft offering flexible living space. The fully self-contained 1-bedroom suite is finished to the same high standard as the main home and includes separate electrical, independent HVAC zoning, enhanced sound and fire separation, and its own private access from Gammon Rd. The main residence is accessed from Noyes Rd., giving each space exceptional privacy. Detached garage for the main home, separate two-car garage for the suite, and nearly half an acre complete this one-of-a-kind property in one of the Okanagan's most sought-after locations. (id:63159)

Values & Trends

This listing

$571/sqft

Building average

No other active listings in this building

Naramata Rural average

$747/sqft

18 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.0 km
Trout Creek ElementaryElementary3.7 km
Unisus Senior School(Independent)Secondary7.3 km
Unisus Junior School(Independent)Elementary7.3 km
Summerland SecondaryK-127.8 km
Summerland Montessori School(Independent)Elementary7.9 km
Uplands ElementaryElementary9.0 km
Queens Park ElementaryElementary9.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($300,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,200,000.00
Periodic payment — Principal & Interest (monthly)$7,741.99
Additional monthly expenses (strata, tax, utilities, etc.)$568.01
Total monthly cost$8,310.00
Interest paid over 5-yr term$343,923.45
Balance at end of term$1,079,403.88

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$300,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,227.58

Cash Needed at Closing

Minimum down payment$300,000
Estimated BC PTT$28,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$329,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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