4550 Gulch Road
Naramata, BC V0H1N1
$1,580,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 4.97 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $1,512.06
Interior
- Basement
- Full
- Heating
- Heat Pump, Stove, Forced air, Wood
- Cooling / A/C
- Heat Pump
- Fireplace
- Yes (2)
- Fireplace type
- Free Standing Metal, Insert
- Flooring
- Hardwood, Carpeted
Exterior & Lot
- Exterior features
- Wood siding
- View
- Lake view, Mountain view, Valley view, View (panoramic)
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 6 — uncovered indicated
- Features
- Surfaced
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| 3pc Ensuite bath | Main level | — |
| 4pc Bathroom | Main level | ' x ' |
| Den | Basement | 9'4'' x 12' |
| Storage | Basement | 16'2'' x 25'9'' |
| Recreation room | Basement | 16'2'' x 25'9'' |
| Family room | Second level | 18'1'' x 26'3'' |
| Bedroom | Main level | 8'9'' x 11'2'' |
| Bedroom | Main level | 8'8'' x 11'2'' |
| Primary Bedroom | Main level | 11'10'' x 11'4'' |
| Dining room | Main level | 12'7'' x 13'5'' |
| Kitchen | Main level | 9'10'' x 12'10'' |
| Living room | Main level | 13'2'' x 22'10'' |
Listing Information
- MLS®
- 10385033
- Listed
- April 27, 2026
- Time on market
- On the market for 126 days
- Data last synced
- August 28, 2026
Listing provided by: Front Street Realty · Data source: CREA DDF.
Description
This hidden gem is nestled in the heart of the scenic Naramata Bench. Located on a unique 4.97 acre property, gently sloping to the South-west, the property offers privacy & breath-taking panoramic views over the sparking waters of Okanagan Lake, surrounding orchards, vineyards & mountains. The charming character home has 2250 sq.ft, 3 bedrooms, PLUS DEN/FLEX Room, 2 bathrooms, and has been lovingly updated over the years. The land is highly-fertile & currently planted as a cherry orchard with Lapins. The rest is ready to become an extended orchard, vineyard or perhaps equestrian estate. This property is uniquely-located in a quiet rural area fronting two roads, which offers the option of multiple placement choices for your dream home. Within walking distance to Naramata, beaches, boat launches, parks, general store, hotel, school, restaurants, and close to numerous wineries & cideries. This piece of paradise is a must-see in person. (id:63159)
Values & Trends
This listing
$702/sqft
Building average
—
No other active listings in this building
Naramata Rural average
$740/sqft
18 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Summerland
16°C
—
Humidity 59%
Wind W 8 km/h
Tonight
12°
Tuesday
27°
Tuesday night
15°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Naramata Elementary | Elementary | 1.2 km |
| Trout Creek Elementary | Elementary | 4.7 km |
| Summerland Secondary | K-12 | 6.3 km |
| Summerland Montessori School(Independent) | Elementary | 6.7 km |
| Unisus Junior School(Independent) | Elementary | 6.9 km |
| Unisus Senior School(Independent) | Secondary | 6.9 km |
| Uplands Elementary | Elementary | 11.8 km |
| West Bench Elementary | Elementary | 12.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Okanagan-Skaha (SD67)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($316,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.