Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

2498 Winifred Road

Naramata, BC V0H1N1

$1,825,000

4 bed3.5 bath3 parking3,336 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.75 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,261

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Hardwood, Laminate, Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
Mountain view, View of water

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, RV

Room Dimensions

RoomLevelDimensions
4pc BathroomLower level
Dining roomMain level12'1'' x 16'1''
KitchenMain level14'6'' x 15'
Living roomMain level17'3'' x 17'4''
Primary BedroomMain level14'1'' x 14'6''
4pc Ensuite bathMain level
2pc BathroomMain level
Laundry roomMain level10'10'' x 11'10''
BedroomMain level10'11'' x 12'2''
Recreation roomLower level17'3'' x 29'5''
BedroomLower level10'6'' x 13'10''
DenLower level12'3'' x 14'1''
Utility roomLower level8'1'' x 8'9''
Wine CellarLower level8'1'' x 14'5''
BedroomLower level12' x 14'2''
OtherMain level9'3'' x 14'

Listing Information

MLS®
10398892
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Locations West · Data source: CREA DDF.

Description

Overlooking the Naramata Bench, this custom-built home was thoughtfully designed to maximize livability and a panoramic view of Okanagan Lake that will never grow old. Set on a private .75-acre lot at the end of a quiet road, the property enjoys a peaceful setting of vineyards, orchards and direct access to the KVR Trail. The open, inviting design takes full advantage of the spectacular views, with soaring 17-foot ceilings and a cozy gas fireplace creating a dramatic yet comfortable main living space. The 700+ sq. ft. deck provides an exceptional extension of the living space for entertaining and enjoying the Okanagan outdoors. The kitchen features a gas range, wine fridge, granite countertops and a separate butler’s pantry, cleverly accessed directly from the garage. The spacious primary bedroom is located on the main level and features a lovely ensuite with heated tile floors and a generous walk-in closet. Downstairs, the living space continues with a massive recreation room, two additional bedrooms, an office and dedicated wine room—offering plenty of flexibility for family, guests, hobbies or working from home. For vehicles and toys, there are two separate garages, one on each level, providing parking for three vehicles and totaling 900+ sq. ft. A newly installed 26-panel solar system reduces utilities by ~75%. A rare combination of privacy, space, thoughtful design and unforgettable views, all in one of Naramata’s most desirable settings. (id:63159)

Values & Trends

This listing

$547/sqft

Building average

No other active listings in this building

Naramata Rural average

$749/sqft

18 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary2.5 km
Trout Creek ElementaryElementary3.7 km
Unisus Senior School(Independent)Secondary7.4 km
Unisus Junior School(Independent)Elementary7.4 km
Summerland SecondaryK-128.1 km
Summerland Montessori School(Independent)Elementary8.2 km
Uplands ElementaryElementary8.4 km
Queens Park ElementaryElementary9.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($365,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,460,000.00
Periodic payment — Principal & Interest (monthly)$9,419.42
Additional monthly expenses (strata, tax, utilities, etc.)$772.08
Total monthly cost$10,191.51
Interest paid over 5-yr term$418,440.20
Balance at end of term$1,313,274.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$365,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,226.89

Cash Needed at Closing

Minimum down payment$365,000
Estimated BC PTT$34,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$401,000

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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