Property Type: Detached HouseOwnership: Freehold

2860 Willowdale Drive

Armstrong, BC V4Y0H2

$499,900

2 bed1 bath5 parking1,454 sqftBuilt 1975
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.24 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,411.75

Interior

Heating
Baseboard heaters
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)
Fireplace type
Electric, Unknown

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, RV

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
OtherMain level11' x 10'5''
4pc BathroomMain level5' x 10'5''
BedroomMain level9' x 10'5''
Primary BedroomMain level10'10'' x 13'5''
Games roomMain level17'7'' x 17'
Living roomMain level15' x 13'
Dining roomMain level6' x 9'5''
KitchenMain level9'5'' x 12'

Listing Information

MLS®
10396195
Listed
July 29, 2026
Time on market
On the market for 33 days
Data last synced
August 28, 2026

Listing provided by: O'Keefe 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Welcome to this quaint bungalow ideally situated in central Armstrong, BC! Whether you are a first-time homebuyer, a small family, or looking to downsize, this charming property is the perfect fit. Inside, you'll find a welcoming layout featuring a spacious, open games room that is perfect for entertaining or relaxing. Step outside to enjoy a private, open backyard that offers a peaceful retreat for outdoor living and summer barbecues. Practicality meets convenience with an attached single garage with 220 amp, dedicated RV parking and plugin, and extra parking spots for your guests. Close to golfing, shopping, schools, 20 minutes to Vernon and all the recreation that the Okanagan has to offer. Don't miss this fantastic opportunity to enjoy comfortable living in a great central location! (id:63159)

Values & Trends

This listing

$344/sqft

Building average

No other active listings in this building

Armstrong/ Spall. average

$531/sqft

39 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,323

(2021 Census)

+4.1% since 2016

Density: 1,019.7/km²

Dwellings: 2,292

Median household income: $77,500

After-tax: $70,000

Immigrant population: 7.1%

Top countries of origin (% of total population)

  • United Kingdom2% · 105
  • United States of America1.3% · 70
  • Netherlands0.6% · 30
  • Germany0.4% · 20
  • India0.4% · 20
  • Philippines0.3% · 15
  • Mexico0.2% · 10
  • Italy0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Highland Park ElementaryElementary620 m
Armstrong ElementaryElementary654 m
Len Wood Middle SchoolMiddle1.1 km
Pleasant Valley SecondarySecondary1.5 km
North Okanagan Junior Academy(Independent)Elementary/Middle8.3 km
M.V. Beattie ElementaryElementary12.6 km
A.L. Fortune SecondaryK-1213.2 km
Vernon Christian School(Independent)K-1215.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Brown Derby Cafe The · 3425 Pleasant Valley Road237 m
  • Wild Oak Café · 2539 Pleasant Valley Boulevard346 m

Grocery (1)

  • Askew's Foods795 m

Parks (1)

  • Unnamed424 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$399,920.00
Periodic payment — Principal & Interest (monthly)$2,580.15
Additional monthly expenses (strata, tax, utilities, etc.)$273.98
Total monthly cost$2,854.13
Interest paid over 5-yr term$114,618.22
Balance at end of term$359,729.33

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,651.85

Cash Needed at Closing

Minimum down payment$24,995
Estimated BC PTT$7,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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