Property Type: Detached HouseOwnership: Freehold

2864 LOWER SIX MILE Road

Nelson, BC V1L6L7

$2,395,000

4 bed3.5 bath5 parking3,546 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
1.5
Lot size
1.13 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,975

Interior

Basement
Full
Heating
Heat Pump, Forced air
Cooling / A/C
Heat Pump
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Carpeted, Other

Exterior & Lot

Exterior features
Wood siding
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage, Detached Garage, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
WorkshopBasement19'9'' x 19'7''
Utility roomBasement11'8'' x 12'1''
StorageBasement10'5'' x 16'9''
StorageBasement25'3'' x 21'7''
LoftSecond level11'0'' x 7'5''
BedroomSecond level10'5'' x 17'2''
BedroomSecond level12'1'' x 11'7''
BedroomBasement14'7'' x 11'5''
4pc BathroomSecond level
2pc BathroomMain level
Laundry roomMain level7'11'' x 11'10''
4pc Ensuite bathMain level
Primary BedroomMain level18'11'' x 13'5''
FoyerMain level20'4'' x 17'7''
DenMain level12'4'' x 11'11''
Living roomMain level19'8'' x 18'4''
Dining roomMain level18'0'' x 10'6''
KitchenMain level25'4'' x 12'5''

Listing Information

MLS®
10394005
Listed
July 13, 2026
Time on market
On the market for 49 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Rosling Realty · Data source: CREA DDF.

Description

This incredible lakefront home brings the water to your doorstep, with lake views from nearly every room. Just a short drive from Nelson on a quiet secondary road, it features a level, landscaped yard leading to a private sandy beach, fire pit, and private dock. Inside, vaulted ceilings and expansive windows frame the lake and mountain views, filling the open living area with natural light. The updated kitchen offers leathered granite countertops, custom cabinetry, stainless appliances, and a generous eating bar. The main-floor primary suite includes an ensuite, a walk in closet and direct deck access, while the second level has two additional bedrooms and a full bath. A spacious, partly finished basement adds another bedroom, a third full bathroom, and outdoor access. Recent improvements include a new roof and a newer heat pump for cooling plus a 14 kW backup generator. An attached double garage plus a detached triple garage provide abundant storage for vehicles, outdoor gear and workshop space. Enjoy a multi-tiered partly covered deck just step from the beach, a fully paved driveway, in-ground sprinklers, mature shrubs and trees and fenced vegetable garden all just 15 minutes from Nelson BC. (id:63159)

Values & Trends

This listing

$675/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$618/sqft

14 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
des Sentiers-alpinsElementary/Middle498 m
Nelson Christian Community School(Independent)Elementary/Middle8.4 km
L V Rogers SecondarySecondary9.0 km
Secondaire de NelsonSecondary9.0 km
Hume Elementary SchoolElementary9.3 km
South Nelson ElementaryElementary10.6 km
Trafalgar Middle SchoolMiddle10.8 km
St Joseph School(Independent)Elementary/Middle10.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • McDonalds Landing Regional Park · 3014 Highway 3A558 m
  • Greenwood Mobile Kids Park705 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($479,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,916,000.00
Periodic payment — Principal & Interest (monthly)$12,361.38
Additional monthly expenses (strata, tax, utilities, etc.)$1,008.25
Total monthly cost$13,369.63
Interest paid over 5-yr term$549,131.11
Balance at end of term$1,723,448.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$479,000
Stress test qualifying rate8.09%
Payment you must qualify for$14,733.37

Cash Needed at Closing

Minimum down payment$479,000
Estimated BC PTT$49,850
Legal / closing costs (typical estimate)$1,500
Total cash needed$530,350

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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