1089, 1090 3A Highway
Nelson, BC V1L6J5
$1,995,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 2
- Lot size
- 4.36 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $10,345
Interior
- Basement
- Full
- Heating
- Forced air
- Fireplace
- Yes (1)
- Fireplace type
- Gas, Unknown
- Flooring
- Tile, Hardwood, Carpeted, Mixed Flooring
Exterior & Lot
- Exterior features
- Vinyl siding
- View
- City view, Lake view, Mountain view, Valley view, View (panoramic)
- Waterfront
- Waterfront on lake
Building
- Roof
- Asphalt shingle, Unknown
Parking
- Total spaces
- 8 — uncovered indicated
- Features
- Covered
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Wine Cellar | Basement | 10'8'' x 9'5'' |
| Storage | Basement | 36'2'' x 13'2'' |
| Storage | Basement | 56'0'' x 17'6'' |
| Bedroom | Second level | 12'0'' x 12'0'' |
| 4pc Ensuite bath | Second level | — |
| Primary Bedroom | Second level | 17'4'' x 31'0'' |
| Bedroom | Second level | 12'0'' x 12'0'' |
| Bedroom | Second level | 12'0'' x 12'0'' |
| Laundry room | Second level | 10'3'' x 9'8'' |
| Mud room | Main level | 10'4'' x 15'1'' |
| Den | Main level | 14'7'' x 11'7'' |
| Den | Basement | 13'6'' x 19'5'' |
| Foyer | Main level | 12'11'' x 13'6'' |
| 4pc Bathroom | Second level | — |
| 2pc Bathroom | Main level | — |
| Living room | Main level | 17'4'' x 17'3'' |
| Dining room | Main level | 13'4'' x 17'6'' |
| Kitchen | Main level | 13'4'' x 16'7'' |
| Family room | Main level | 16'0'' x 23'1'' |
Listing Information
- MLS®
- 10390741
- Listed
- June 10, 2026
- Time on market
- On the market for 82 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.
Description
Welcome to 1089 & 1090 Highway 3A, a rare and versatile property offering 4.36 acres just minutes from downtown Nelson. This impressive home features approximately 4,000 sq. ft. of living space, rich hardwood floors, and a stunning cathedral-style staircase leading to a spectacular primary suite. The spacious primary bedroom is a true retreat, complete with a spa-inspired ensuite, generous walk-in closet, and peaceful water views. With 4 bedrooms and 3 bathrooms, this home is ideal for families or those who love to entertain. Enjoy the beautifully landscaped yard, a large deck perfect for relaxing or hosting guests, a greenhouse for year-round gardening, and the convenience of an attached carport. The unfinished walkout basement offers endless possibilities for future development, whether you’re dreaming of additional living space, a recreation room, or a workshop. Adding even more value, the acreage across the highway includes an older home with tremendous renovation potential. Create a guest house, generate rental income, accommodate extended family, or bring your own vision to life. Complete with your own private dock, this unique property offers a peaceful waterfront lifestyle while remaining close to all the amenities, recreation, and charm of Nelson. A truly rare opportunity to own a remarkable waterfront acreage in one of the Kootenays’ most sought-after locations. ? (id:63159)
Values & Trends
This listing
$476/sqft
Building average
—
No other active listings in this building
North Nelson to Kokanee Creek average
$633/sqft
14 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
13°C
—
Humidity 80%
Wind ESE 4 km/h
Tonight
10°
Tuesday
27°
Tuesday night
13°
Wednesday
20°
Wednesday night
12°
Thursday
18°
Source: Environment and Climate Change Canada.
Population
11,106
(2021 Census)
+5.1% since 2016
Density: 930.9/km²
Dwellings: 5,314
Median household income: $72,500
After-tax: $65,500
Immigrant population: 15.1%
Top countries of origin (% of total population)
- United States of America3.5% · 390
- United Kingdom3.3% · 365
- Philippines0.8% · 85
- Germany0.6% · 65
- Italy0.6% · 65
- India0.5% · 55
- Netherlands0.4% · 40
- South Africa, Republic of0.3% · 35
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Nelson Christian Community School(Independent) | Elementary/Middle | 2.3 km |
| Secondaire de Nelson | Secondary | 2.8 km |
| L V Rogers Secondary | Secondary | 2.8 km |
| Hume Elementary School | Elementary | 2.9 km |
| South Nelson Elementary | Elementary | 4.3 km |
| St Joseph School(Independent) | Elementary/Middle | 4.4 km |
| Trafalgar Middle School | Middle | 4.4 km |
| Wildflower | Elementary/Middle | 4.4 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Kootenay Lake (SD8)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($399,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.