Property Type: Detached HouseOwnership: Freehold

1896 3A Highway

Nelson, BC V1L6K1

$2,289,000

3 bed3.5 bath5 parking3,610 sqftBuilt 1988
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.35 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,677.45

Interior

Heating
Forced air
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Wood, Mixed Flooring

Exterior & Lot

Exterior features
Wood siding
View
Lake view, Mountain view
Waterfront
Waterfront on lake
Pool
Pool, Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
BedroomSecond level13' x 12'7''
Full bathroomSecond level5' x 10'2''
BedroomSecond level10'9'' x 13'3''
Wine CellarBasement6'3'' x 10'1''
OtherMain level6'1'' x 10'1''
StorageBasement4'8'' x 10'1''
FoyerBasement18'10'' x 10'3''
Partial bathroomMain level3'8'' x 4'7''
Laundry roomMain level23'6'' x 6'4''
KitchenMain level28'9'' x 17'
Full ensuite bathroomMain level10'5'' x 11'7''
Primary BedroomMain level27'8'' x 16'6''
Dining roomMain level16'7'' x 14'3''
Family roomMain level19'1'' x 16'10''
Living roomMain level27'6'' x 18'7''
FoyerMain level13'3'' x 12'1''

Listing Information

MLS®
10397220
Listed
August 8, 2026
Time on market
On the market for 23 days
Data last synced
August 28, 2026

Listing provided by: Bennett Family Real Estate · Data source: CREA DDF.

Description

Imagine waking to the shimmer of Kootenay Lake, stepping outside with your morning coffee, and ending the day surrounded by mountains, water, and the people you love. Just minutes from Nelson, this extraordinary North Shore lakefront home, with brand new roof, is a place designed for living well. Its distinctive architecture draws the lake and landscape into nearly every room, while four sets of patio doors open to an incredible 2,400 sq. ft. patio made for long summer days by the solar-heated pool, quiet evenings in the hot tub, and unforgettable dinners under the open sky. Inside, warm wood ceilings, walls of windows, and a bright, welcoming flow create a home that feels both relaxed and timeless. Gather around the generous kitchen, share a favourite bottle from the wine cellar, wander through mature gardens and past the fish pond to follow the path to your own private sandy beach for an evening swim. With a serene primary retreat, thoughtful guest spaces, attached double garage, new roof, and numerous recent updates, this is more than a beautiful waterfront home—it’s a place for family, friendship, laughter, and a lifetime of Kootenay memories. (id:63159)

Values & Trends

This listing

$634/sqft

Building average

No other active listings in this building

North Nelson to Kokanee Creek average

$621/sqft

14 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
des Sentiers-alpinsElementary/Middle3.4 km
Nelson Christian Community School(Independent)Elementary/Middle5.0 km
Secondaire de NelsonSecondary5.6 km
L V Rogers SecondarySecondary5.6 km
Hume Elementary SchoolElementary5.7 km
South Nelson ElementaryElementary7.1 km
St Joseph School(Independent)Elementary/Middle7.2 km
Trafalgar Middle SchoolMiddle7.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($457,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,831,200.00
Periodic payment — Principal & Interest (monthly)$11,814.28
Additional monthly expenses (strata, tax, utilities, etc.)$904.12
Total monthly cost$12,718.40
Interest paid over 5-yr term$524,827.18
Balance at end of term$1,647,170.32

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$457,800
Stress test qualifying rate8.09%
Payment you must qualify for$14,081.29

Cash Needed at Closing

Minimum down payment$457,800
Estimated BC PTT$46,670
Legal / closing costs (typical estimate)$1,500
Total cash needed$505,970

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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