Property Type: TownhouseOwnership: Strata

29 107 Atkins Rd

Salt Spring, BC V8K2X6

$729,000

3 bed4 bath1,866 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,843 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$696/mo
Annual property tax
$3,962.16

Interior

Heating
Baseboard heaters, Electric, Propane
Cooling / A/C
None
Fireplace
Yes (1)

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BedroomSecond level
Primary BedroomSecond level
PatioMain level
BathroomLower level
BedroomLower level
BathroomMain level
EnsuiteSecond level
EnsuiteSecond level
Eating areaMain level
KitchenMain level
BalconyMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1042351
Listed
July 6, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Salt Spring Island · Data source: CREA DDF.

Description

Welcome to easy living in Summerside Village! This spacious and elegant 3-bedroom, 4-bathroom corner-unit townhouse is just steps away from Ganges Village Market. Thoughtfully designed in a classic craftsman style, it stands out with its private two-car (two small or one large) garage, sunny south-facing balcony, and a quiet patio surrounded by a woodland garden. The main level is ideal for entertaining, featuring hardwood floors, high ceilings, a cozy fireplace, oversized windows, and a well-appointed appliances. Upstairs, two bedrooms each offer their own ensuite bathrooms, while the ground floor provides a flexible third bedroom and a full bathroom. Unit 29 also includes an additional parking spot, and a patio storage locker, ideally for bikes. Enjoy the ease of strata living with the feel of a detached home. Summerside amenities include a charming clubhouse with an indoor pool, gym, kitchen, and low-cost guest suites for your visitors. A peaceful, convenient lifestyle just a short stroll from Ganges and all its amenities. (id:63159)

Values & Trends

This listing

$391/sqft

Building average

No other active listings in this building

Summerside average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

4/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Phoenix PlaceSecondary747 m
Gulf Islands SecondarySecondary765 m
Salt Spring ElementaryElementary1.1 km
Fernwood ElementaryElementary5.5 km
Crofton Elementary Community SchoolElementary9.6 km
Maple Bay ElementaryElementary11.5 km
Galiano Community SchoolElementary13.4 km
Queen of Angels School(Independent)Elementary/Middle14.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (3)

  • Golden Island Restaurant393 m
  • Uptown Pizza · 324 Lower Ganges Road435 m
  • Salt Spring Wild Cider House Kitchen509 m

Grocery (2)

  • Country Grocer · 374 Lower Ganges Road202 m
  • SALT JAR refillery · 346 Lower Ganges Road361 m

Parks (1)

  • Rainbow Road Recreation Centre603 m

Pharmacies (1)

  • Country Grocer Pharmacy · 374 Lower Ganges Road224 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($47,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$583,200.00
Periodic payment — Principal & Interest (monthly)$3,762.61
Additional monthly expenses (strata, tax, utilities, etc.)$1,119.32
Total monthly cost$4,881.93
Interest paid over 5-yr term$167,146.80
Balance at end of term$524,590.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$47,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,237.42

Cash Needed at Closing

Minimum down payment$47,900
Estimated BC PTT$12,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$61,980

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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