Property Type: Detached HouseOwnership: Freehold

291 VILLA Place

Waterloo, BC N2J3X6

$899,900

3 bed2 bath4 parking2,205 sqftBuilt 1965
Get Directions

Property Details

Property & Lot

Sub-type
House
Style
Raised bungalow
Stories
1
Lot size
0.33 acres
Frontage
67 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,029.81

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Wood, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Gas stove(s), Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Brick Veneer
Lot features
Cul-de-sac, Backs on greenbelt, Conservation/green belt, Automatic Garage Door Opener, Private Yard

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
4pc BathroomMain level7'7'' x 9'10''
BedroomMain level10'1'' x 11'1''
BedroomMain level9'0'' x 10'2''
Dining roomMain level8'6'' x 12'6''
KitchenMain level13'3'' x 11'4''
Living roomMain level16'2'' x 12'6''
Primary BedroomMain level12'0'' x 12'5''
3pc BathroomLower level8'5'' x 6'7''
OtherLower level11'2'' x 5'11''
Laundry roomLower level18'3'' x 12'4''
Recreation roomLower level18'3'' x 13'4''
StorageLower level11'4'' x 6'6''

Listing Information

MLS®
40849431
Listed
July 27, 2026
Time on market
On the market for 50 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Nestled on a quiet, family-friendly cul-de-sac in one of Waterloo's most desirable neighbourhoods, this raised bungalow sits on an exceptionally rare 1/3-acre lot backing directly onto the Hillside Trail and Waterloo's extensive trail network. Offering privacy, space, and an incredible connection to nature, this is the kind of property where memories are made for generations. Step outside and discover a backyard oasis unlike anything else. Surrounded by mature landscaping, the expansive yard features a large covered deck, gazebo, in-ground pool with updated liner, pump and filter, and endless space for children to play, family gatherings, and summer entertaining. Whether you're hosting friends poolside or enjoying a quiet evening overlooking the greenspace, this outdoor retreat is truly an entertainer's dream. Inside, the bright main floor offers an open-concept kitchen and dining area with stone countertops, white cabinetry, centre island, JennAir gas range, Bosch dishwasher, glass tile backsplash, and engineered hardwood flooring. The welcoming living room features a wood-burning fireplace and walkout access to the front deck. Three bedrooms and an updated four-piece bathroom complete the main level. The finished walk-up lower level provides exceptional additional living space, including a spacious recreation room with natural gas fireplace and built-in cabinetry, a large games room with bar area, a cedar closet, three-piece bathroom, and laundry room. Additional updates include vinyl windows, front door (2019), vinyl siding and eavestroughs (2018), roof (2018), and a rebuilt chimney (2026). The tandem garage accommodates two small vehicles and offers excellent storage. Properties offering this level of privacy, outdoor living, and direct access to nature are exceptionally rare in Waterloo. Don't miss your chance to secure a truly one-of-a-kind property in a location you'll treasure for years to come. (id:63159)

Values & Trends

This listing

$408/sqft

Building average

No other active listings in this building

116 - Glenridge/Lincoln Heights average

$415/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$612.48
Total monthly cost$5,257.16
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information