Property Type: Detached HouseOwnership: Freehold

113 MACGREGOR Crescent

Waterloo, BC N2J3X1

$750,000

3 bed2 bath4 parking1,640 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
57 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,213.43

Interior

Basement
Partially finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Other - See remarks
Appliances
Washer, Refrigerator, Water softener, Stove, Dryer, Microwave

Exterior & Lot

Exterior features
Stucco, Shingles, Brick Veneer
Lot features
Southern exposure, Backs on greenbelt, Paved driveway, Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage, Carport

Room Dimensions

RoomLevelDimensions
StorageBasement12'8'' x 20'2''
Utility roomBasement7'1'' x 3'3''
3pc BathroomBasement6'9'' x 9'3''
Laundry roomBasement6'9'' x 6'4''
Recreation roomLower level26'0'' x 18'4''
4pc BathroomSecond level6'5'' x 9'6''
BedroomSecond level11'7'' x 10'0''
BedroomSecond level11'2'' x 9'7''
Primary BedroomSecond level13'8'' x 10'1''
KitchenMain level8'10'' x 11'5''
Dining roomMain level11'11'' x 8'5''
Living roomMain level11'0'' x 19'11''

Listing Information

MLS®
40857813
Listed
September 2, 2026
Time on market
On the market for 13 days
Data last synced
September 15, 2026

Listing provided by: RE/MAX SOLID GOLD REALTY (II) LTD. · Data source: CREA DDF.

Description

Welcome to 113 MacGregor Crescent, a wonderful family home nestled on a quiet, mature street in Waterloo’s sought-after Glenridge/Lincoln Heights neighbourhood. Set on a beautifully treed property backing onto green space with no rear neighbours, this sidesplit offers privacy, a peaceful setting and a layout well suited to family living. The main floor features a bright living room and dining area, along with an updated kitchen with stainless steel appliances. A few steps up lead to three comfortable bedrooms and a full bathroom, creating a practical layout for a growing family. The fully finished lower level is ideal for family time and entertaining, with a spacious recreation room complete with a cozy wood-burning fireplace and custom bar. A walkout leads directly to the covered patio and backyard, extending your living space outdoors. On the lowest level you'll find the laundry, an additional three-piece bathroom and plenty of storage. Outside, the large backyard provides plenty of room for kids to play, gardening, outdoor entertaining and enjoying summer days at home. With an extra-large garage, carport and parking for four, there is plenty of room for vehicles and storage alike. This well-maintained property is ready to enjoy today, with the option to add your own personal touches over time. Surrounded by tree-lined streets and parks, you'll enjoy being close to Hillside Park and the trails along Laurel Creek, with easy access to the expressway for commuters. A great opportunity for a family seeking a spacious property with a private backyard, a flexible layout and plenty of potential to enjoy for years to come. (id:63159)

Values & Trends

This listing

$457/sqft

Building average

No other active listings in this building

116 - Glenridge/Lincoln Heights average

$412/sqft

23 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($50,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$600,000.00
Periodic payment — Principal & Interest (monthly)$3,871.00
Additional monthly expenses (strata, tax, utilities, etc.)$516.45
Total monthly cost$4,387.45
Interest paid over 5-yr term$171,961.72
Balance at end of term$539,701.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$50,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,382.75

Cash Needed at Closing

Minimum down payment$50,000
Estimated BC PTT$13,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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