Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

294 ROAD 18 Road

Oliver, BC V0H1T1

$1,299,900

3 bed3 bath10 parking2,830 sqftBuilt 1979
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
21.34 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,311

Interior

Heating
Forced air, Electric
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional

Exterior & Lot

Exterior features
Stucco
View
Mountain view, Valley view
Waterfront
Waterfront on river

Building

Roof
Metal, Unknown

Parking

Total spaces
10

Room Dimensions

RoomLevelDimensions
WorkshopMain level14'8'' x 19'8''
SunroomMain level15'3'' x 7'10''
StorageMain level15'1'' x 7'2''
Primary BedroomSecond level13'10'' x 13'4''
Living roomMain level23'7'' x 15'4''
Laundry roomMain level14'6'' x 7'5''
KitchenMain level14'11'' x 12'4''
Family roomMain level24'10'' x 12'11''
4pc Ensuite bathSecond level
Dining roomMain level8'10'' x 12'4''
DenMain level9'1'' x 9'1''
BedroomSecond level10'10'' x 11'2''
BedroomSecond level10'11'' x 11'3''
4pc BathroomSecond level
3pc BathroomMain level

Listing Information

MLS®
10398702
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

DISCOVER THE ENDLESS POSSIBILITIES OF THIS REMARKABLE 21+ ACRE ESTATE! Whether you're dreaming of an equestrian paradise, a thriving hobby farm, or a private rural retreat, this exceptional property offers the space, resources, and setting to make it a reality. The flat, usable acreage is ideal for horses, featuring water rights, access to numerous riding trails along the river channel, and plenty of room for paddocks, arenas, or agricultural pursuits. Continue the property's farming legacy with approximately 400 pear trees and over 1,200 Haskap berry bushes, while enjoying the potential for a variety of agricultural ventures. Previously home to honeybee production, this fertile property is rich with opportunity. Just minutes from Highway 97, the property is highlighted by the picturesque River Oxbows, complete with a valuable water license, stunning valley views, and a well-maintained split-level farmhouse designed for comfortable country living. An additional farm worker's residence provides flexibility for extended family, guests, or farm help. As you travel down the grand tree-lined driveway and arrive at the expansive open fields, you'll immediately appreciate the beauty, privacy, and potential this truly special property offers. A rare opportunity to own a spectacular piece of the South Okanagan countryside. (id:63159)

Values & Trends

This listing

$459/sqft

Building average

No other active listings in this building

Oliver Rural average

$488/sqft

41 active listing(s)

Parking: 10 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Tuc-el-Nuit ElementaryElementary7.8 km
Southern Okanagan SecondarySecondary7.8 km
Southern Okanagan AltSecondary7.8 km
Oliver ElementaryElementary7.9 km
Senpaq'cin School(Independent)Elementary8.2 km
Osoyoos ElementaryElementary11.9 km
Osoyoos SecondarySecondary11.9 km
Cawston Primary SchoolElementary16.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($104,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,039,920.00
Periodic payment — Principal & Interest (monthly)$6,709.21
Additional monthly expenses (strata, tax, utilities, etc.)$334.58
Total monthly cost$7,043.79
Interest paid over 5-yr term$298,044.06
Balance at end of term$935,411.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$104,990
Stress test qualifying rate8.09%
Payment you must qualify for$9,188.44

Cash Needed at Closing

Minimum down payment$104,990
Estimated BC PTT$23,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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