Property Type: Detached HouseOwnership: Freehold

388 ROAD 10

Oliver, BC V0H1T1

$1,375,000

4 bed4.5 bath2 parking3,788 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
1 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,416.19

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown

Exterior & Lot

Exterior features
Other
View
Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — uncovered indicated
Features
Other, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
Utility roomBasement10'10'' x 10'2''
Dining roomBasement12'7'' x 10'11''
Living roomBasement12'7'' x 20'10''
KitchenBasement13' x 11'8''
OtherBasement12'6'' x 12'5''
FoyerMain level8'4'' x 10'6''
BedroomBasement12'6'' x 15'2''
OfficeMain level10'5'' x 11'3''
Laundry roomMain level10'6'' x 10'9''
KitchenMain level13' x 12'4''
Dining roomMain level12'9'' x 13'2''
Living roomBasement12'8'' x 20'1''
Family roomMain level13'3'' x 15'11''
Dining nookMain level10'3'' x 15'7''
Primary BedroomSecond level14'3'' x 18'3''
BedroomSecond level11'6'' x 9'11''
BedroomSecond level14'11'' x 9'9''
4pc BathroomBasement8'1'' x 9'9''
5pc Ensuite bathSecond level8'1'' x 15'5''
4pc BathroomBasement10' x 8'10''
2pc BathroomMain level7'10'' x 9'

Listing Information

MLS®
10383994
Listed
April 17, 2026
Time on market
On the market for 136 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Wine Capital Realty · Data source: CREA DDF.

Description

Acreage living meets ultimate functionality on this beautifully maintained 4-bedroom, 3.5-bath home set on a fully manicured acre. This property stands out with a versatile in-law suite, ideal for extended family, guests, or potential rental income, offering flexibility that’s hard to find. Major updates—including a newer roof, siding, and full plumbing overhaul—provide peace of mind, while the bright interior features modern LED lighting, hot water on demand, and a spacious primary suite with a private balcony and deep soaker tub. Outdoors, enjoy landscaped grounds, concrete stairs with built-in lighting, and a sunny deck perfect for entertaining. The true showstopper is the massive 32’ x 76’ fully insulated and heated shop, complete with a car lift and endless space for projects, storage, or business use—an exceptional feature that sets this property apart. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

Oliver Rural average

$491/sqft

41 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Osoyoos

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,094

(2021 Census)

+3.4% since 2016

Density: 927.9/km²

Dwellings: 2,445

Median household income: $68,500

After-tax: $62,400

Immigrant population: 18.9%

Top countries of origin (% of total population)

  • India5.4% · 275
  • United Kingdom2.4% · 120
  • United States of America1.3% · 65
  • Portugal1.2% · 60
  • Germany1.1% · 55
  • El Salvador0.9% · 45
  • Philippines0.8% · 40
  • Netherlands0.6% · 30

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Southern Okanagan SecondarySecondary4.7 km
Southern Okanagan AltSecondary4.7 km
Tuc-el-Nuit ElementaryElementary4.7 km
Oliver ElementaryElementary4.7 km
Senpaq'cin School(Independent)Elementary5.7 km
Cawston Primary SchoolElementary13.9 km
Osoyoos ElementaryElementary15.1 km
Osoyoos SecondarySecondary15.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($112,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,100,000.00
Periodic payment — Principal & Interest (monthly)$7,096.83
Additional monthly expenses (strata, tax, utilities, etc.)$640.35
Total monthly cost$7,737.18
Interest paid over 5-yr term$315,263.16
Balance at end of term$989,453.56

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$112,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,708.18

Cash Needed at Closing

Minimum down payment$112,500
Estimated BC PTT$25,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$139,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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