Property Type: Detached HouseOwnership: Freehold

2980 George St

Duncan, BC V9L2A9

$495,000

3 bed1 bath2 parking1,365 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Lot size
7,700 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,089

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Building

Parcel ID (PID)
002-810-808

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
BathroomMain level4-Piece
Family roomMain level10'8 x 11'8
BedroomMain level10'0 x 10'2
BedroomMain level11'10 x 10'2
Primary BedroomMain level11'10 x 12'2
KitchenMain level10'0 x 14'3
Dining roomMain level10'6 x 10'2
Living roomMain level15'5 x 13'7

Listing Information

MLS®
1038164
Listed
May 27, 2026
Time on market
On the market for 96 days
Data last synced
September 1, 2026

Listing provided by: eXp Realty (CX) · Data source: CREA DDF.

Description

Well-maintained 3-bedroom rancher in a convenient location close to shopping, schools, parks, transit, and everyday amenities. This wheelchair-accessible home offers a functional one-level layout with spacious living and dining areas, a bright kitchen, family room, and large laundry area. Recent updates include a new roof (2021), newer windows, and updated flooring and bathroom improvements. Situated on a level 7,700 sq ft lot with municipal water and sewer, covered deck, carport, ramp access, and a private backyard with mature landscaping. A great opportunity for accessible living, downsizing, or investment. (id:63159)

Values & Trends

This listing

$363/sqft

Building average

No other active listings in this building

East Duncan average

$470/sqft

72 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cowichan Valley Open Learning Co-OpSecondary538 m
Cowichan Open SchoolSecondary538 m
Queen Margaret's(Independent)K-12546 m
Drinkwater ElementaryElementary849 m
Ecole Mount Prevost ElementaryElementary1.2 km
Khowhemun ElementaryElementary1.2 km
Quamichan SchoolSecondary1.9 km
Alex AitkenElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (1)

  • Fishbowl Cafe · 580 Cairnsmore Street586 m

Grocery (1)

  • 49th Parallel Grocery · 550 Cairnsmore Street596 m

Parks (5+)

  • Alan Wilson Park · 3011 George Street190 m
  • Unnamed · 1040 College Street458 m
  • Ryall Park571 m
  • Unnamed646 m
  • Stonehaven Park672 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($24,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$396,000.00
Periodic payment — Principal & Interest (monthly)$2,554.86
Additional monthly expenses (strata, tax, utilities, etc.)$325.42
Total monthly cost$2,880.27
Interest paid over 5-yr term$113,494.74
Balance at end of term$356,203.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$24,750
Stress test qualifying rate8.09%
Payment you must qualify for$3,616.06

Cash Needed at Closing

Minimum down payment$24,750
Estimated BC PTT$7,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$34,150

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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