2984 Phillips Rd
Duncan, BC V9L6V4
$1,050,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 20,909 square feet
- Zoning
- Residential
R-3
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,467.65
Interior
- Heating
- Heat Pump
- Cooling / A/C
- Central air conditioning
- Fireplace
- None
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave
Exterior & Lot
- View
- Mountain view
- Lot features
- Central location, Wooded area, Other
Building
- Parcel ID (PID)
- 028-882-342
Parking
- Total spaces
- 6
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bathroom | Lower level | 4-Piece |
| Hobby room | Lower level | 9'4 x 10'9 |
| Office | Lower level | 12'9 x 9'5 |
| Bedroom | Lower level | 13'10 x 9'5 |
| Bedroom | Lower level | 14'5 x 15'4 |
| Kitchen | Additional Accommodation | 22'6 x 8'11 |
| Family room | Lower level | 22'6 x 13'5 |
| Entrance | Main level | 6'10 x 6'10 |
| Laundry room | Main level | 6'4 x 6'10 |
| Bathroom | Main level | 4-Piece |
| Bedroom | Main level | 14'5 |
| Bedroom | Main level | 10'1 |
| Ensuite | Main level | 5-Piece |
| Primary Bedroom | Main level | 17'10 x 15'10 |
| Dining room | Main level | 8'9 x 10'8 |
| Kitchen | Main level | 19'8 x 13'5 |
| Living room | Main level | 22'6 x 11'9 |
Listing Information
- MLS®
- 1036801
- Listed
- May 14, 2026
- Time on market
- On the market for 110 days
- Data last synced
- August 29, 2026
Listing provided by: PG Direct Realty Ltd. · Data source: CREA DDF.
Description
Visit REALTOR website for additional information. Motivated Sellers! This exceptional 5 bed, 3 bath home showcases breathtaking mountain views and a flexible layout ideal for families, multi-generational living , or a home-based business. Built in 2018 and located just minutes from downtown Duncan on a quiet no-thru street. The bright main level features vaulted ceilings and an open-concept design with a chef’s kitchen boasting quartz counters, stainless appliances, ample cabinetry, and a large island flowing to an east-facing deck, perfect for entertaining.The spacious primary suite offers deck access, and a spa-inspired ensuite with heated floors and soaker tub. Downstairs includes a separate entrance, second kitchen, family room, twobedrooms, full bath, and office, excellent suite potential. Nearly half-acre, 2 fenced yards, RV parking, heat pump, and double garage complete this move-in ready home. (id:63159)
Values & Trends
This listing
$326/sqft
Building average
—
No other active listings in this building
West Duncan average
$500/sqft
48 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
15
2/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Des Cascades | Elementary | 1.3 km |
| Noorunissa Montessori Academy of Canada(Independent) | Elementary | 1.8 km |
| Khowhemun Elementary | Elementary | 1.9 km |
| Duncan Christian School(Independent) | K-12 | 2.1 km |
| Quamichan School | Secondary | 2.5 km |
| Alexander Elementary | Elementary | 2.5 km |
| Cowichan Valley Open Learning Co-Op | Secondary | 2.5 km |
| Cowichan Open School | Secondary | 2.5 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Restaurants (1)
- Glow Juicery · 5380 Trans-Canada Highway442 m
Parks (5+)
- Eagle Heights Park268 m
- Boal Road Park343 m
- Boys Road Pullout641 m
- Maplewood Park711 m
- Chaster Road Trail759 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.6% ($80,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.