Property Type: TownhouseOwnership: StrataNEW LISTING

3 1096 Stoba Lane

Saanich, BC V8X2W5

$739,900

2 bed2 bath2 parking1,312 sqftBuilt 1984
73
Walk Score
59
Transit
79
Bike
Walk Score® by Redfin
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Lot size
1,274 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$585/mo
Annual property tax
$3,929.2

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Central location, Cul-de-sac, Curb & gutter, Level lot, Private setting, Other

Building

Parcel ID (PID)
000-638-161

Parking

Total spaces
2

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomSecond level13'4 x 6'3
Primary BedroomSecond level10' x 17'
BedroomSecond level13' x 9'
PatioMain level18'
Living roomMain level17'
KitchenMain level7'10 x 13'7
Dining roomMain level8' x 10'
BathroomMain level8'9 x 6'2
OtherMain level6'5

Listing Information

MLS®
1049269
Listed
September 10, 2026
Time on market
On the market for 3 days
Data last synced
September 13, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

An enchanting backyard where morning sunlight filters through the lush trees, coffee is savoured slowly, and the outside world feels far away. Fully detached with no shared walls, this beautifully updated townhome offers 1,300+ sq. ft. of comfortable living and an exceptionally large, fully fenced yard, perfect for dogs, gardening, summer dinners and quiet weekends at home. Inside, you’ll find a renovated kitchen, updated flooring, generous living and dining spaces, a main-floor powder room, two spacious bedrooms and a renovated full bathroom. The attached garage provides secure space for your vehicle, bikes and outdoor gear, while an additional parking stall adds convenience. Set within a quiet seven-unit strata with recently replaced roofs and freshly painted exteriors, just moments from Uptown, parks, cafés and everyday essentials. If a condo feels too small but a detached home feels out of reach, this could be exactly the in-between you’ve been looking for. (id:63159)

Values & Trends

This listing

$564/sqft

Building average

No other active listings in this building

Quadra average

$605/sqft

4 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

15°C

Humidity 68%

Wind WSW 6 km/h

Tonight

12°

Monday

16°

Monday night

11°

Tuesday

20°

Tuesday night

10°

Wednesday

22°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary395 m
Ecole Quadra ElementaryElementary1.2 km
Reynolds SecondaryElementary1.3 km
Doncaster ElementaryElementary1.7 km
St Andrew's Regional High(Independent)Secondary1.7 km
SJ Burnside Education CentreSecondary1.8 km
Braefoot ElementaryElementary1.9 km
Oak and Orca Bioregional School(Independent)K-121.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Halibut House Chinese Food · 3500 Quadra Street137 m
  • Inasal House · 3666 Saanich Road662 m

Cafes (1)

  • Roundhouse Cafe584 m

Grocery (1)

  • Thrifty Foods · 3475 Quadra Street275 m

Parks (5+)

  • Glasgow Park328 m
  • Tolmie Park410 m
  • Playfair Park · 1121 Glenora Place608 m
  • Cecelia Creek Falls Park624 m
  • Rutledge Park637 m

Pharmacies (1)

  • Thrifty Foods265 m

Healthcare (1)

  • BackFit · 3481 Cook Street237 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.6% ($48,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$591,920.00
Periodic payment — Principal & Interest (monthly)$3,818.87
Additional monthly expenses (strata, tax, utilities, etc.)$978.89
Total monthly cost$4,797.76
Interest paid over 5-yr term$169,645.97
Balance at end of term$532,433.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$48,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,312.86

Cash Needed at Closing

Minimum down payment$48,990
Estimated BC PTT$12,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$63,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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