Property Type: Condo / ApartmentOwnership: Strata

303 10 Chapel St

Nanaimo, BC V9R5H2

$399,900

1 bed1 bath2 parking633 sqftBuilt 2015
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
633 square feet
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$235/mo
Annual property tax
$2,805

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit, Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level12'7 x 12'4
KitchenMain level7'5 x 9'4
EntranceMain level6'3 x 12'2
Dining roomMain level5'5 x 9'5
BedroomMain level10'10 x 11'5
BathroomMain level4-Piece

Listing Information

MLS®
1036254
Listed
May 9, 2026
Time on market
On the market for 114 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Welcome to your dream condo, perfectly situated just a 5-minute stroll from Nanaimo’s vibrant downtown and waterfront. This prime location offers unparalleled convenience, located under a 5-minute drive from the Hullo Ferry terminal for effortless travel to Vancouver. You are also moments from Port Place Mall, providing immediate access to groceries and diverse dining. Inside, discover an open-concept kitchen and living area featuring elegant heated tile floors and sleek quartz countertops. Soaring 10ft ceilings enhance the sense of luxury, while hot water on demand ensures efficiency. Take in breathtaking, unobstructed ocean and mountain views from your spacious private balcony—perfect for morning coffee or sunsets. Building amenities include a gym off the lobby, secure underground parking, and rental-friendly bylaws. This property is an exceptional opportunity for homeowners and investors alike. Must see! (id:63159)

Values & Trends

This listing

$632/sqft

Building average

No other active listings in this building

Old City average

$552/sqft

30 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary324 m
Fairview ElementaryElementary1.3 km
Brechin ElementaryElementary1.5 km
Bayview ElementaryElementary1.8 km
Secondaire de NanaimoSecondary1.9 km
Nanaimo District SecondarySecondary1.9 km
Georgia Avenue ElementaryElementary2.0 km
John Barsby SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Gina's Mexican Cafe · 47 Skinner Street30 m
  • The Nest Bistro · 77 Skinner Street69 m
  • The Firehouse Grill · 75 Front Street173 m
  • The View Oceanside Grill · 70 Church Street233 m
  • Lighthouse Bistro & Pub · 50 Anchor Way236 m

Cafes (5+)

  • Tim Hortons · 15 Wallace Street281 m
  • Tea on the Quay · 90 Front Street282 m
  • Modern Café · 221 Commercial Street286 m
  • Ironworks Café & Crêperie · 200 Commercial Street314 m
  • Javawocky Coffee House321 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street359 m
  • ManLee Oriental · 385 Terminal Avenue488 m
  • Thrifty Foods · 650 Terminal Avenue670 m

Parks (5+)

  • Georgia Park126 m
  • Dallas Square Park · 85 Front Street191 m
  • Maffeo Sutton Park211 m
  • Pioneer Cemetery Park · 10 Wallace Street237 m
  • Catherine Gisborne Garden239 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue668 m
  • London Drugs · 650 Terminal Avenue679 m

Gyms (3)

  • Force Boxing & Fitness · 165 Fraser Street222 m
  • Kind Society Yoga347 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street550 m

Pharmacies (2)

  • Wallace Pharmacy231 m
  • Central Drugs722 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street321 m
  • Coastal Community Credit Union · 59 Wharf Street422 m
  • Scotiabank · 65 Commercial Street460 m
  • Scotiabank · 65 Commercial Street464 m
  • CIBC · 650 Terminal Avenue632 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,920.00
Periodic payment — Principal & Interest (monthly)$2,064.02
Additional monthly expenses (strata, tax, utilities, etc.)$500.37
Total monthly cost$2,564.39
Interest paid over 5-yr term$91,689.99
Balance at end of term$287,769.07

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,921.34

Cash Needed at Closing

Minimum down payment$19,995
Estimated BC PTT$5,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,493

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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