Property Type: Condo / ApartmentOwnership: Strata

406 91 Chapel St

Nanaimo, BC V9R0J3

$399,000

1 bed1 bath1 parking654 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$322/mo
Annual property tax
$2,626

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
City view, Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level5'6 x 15'2
BathroomMain level4-Piece
Living roomMain level10'8 x 14'0
KitchenMain level9'7 x 11'0
Primary BedroomMain level10'7 x 11'6

Listing Information

MLS®
1029628
Listed
March 26, 2026
Time on market
On the market for 158 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (PA) · Data source: CREA DDF.

Description

MODERN CONDO WITH WATER VIEWS! Welcome to this beautifully 1 bedroom, 1 bathroom condo offering floor to ceiling windows that showcase stunning water views and an abundant of natural light.The sleek, thoughtfully laid out kitchen features quartz countertops, stainless steel appliances, a spacious island, and plenty of cabinet space. The open concept livingroom includes an electric fireplace with multicolor flames and modern, wood accent wall feature. Step outside to the large covered patio, perfect for enjoying outdoor entertaining year-round. This pet-friendly building comes with no rental restrictions, making it ideal for both homeowners and investors. Additional amenities include a secure underground parking stall, a storage unit and a communal courtyard. Enjoy a prime location just minutes from Nanaimo Harbour walkway, poplular restaurants, shopping, seaplane terminal, parks, a church and Protection Island Ferry. Affordable luxury living at it's finest, come view today! (id:63159)

Values & Trends

This listing

$610/sqft

Building average

$568/sqft

2 active listing(s)

Old City average

$553/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary424 m
Fairview ElementaryElementary1.4 km
Bayview ElementaryElementary1.6 km
Brechin ElementaryElementary1.7 km
Georgia Avenue ElementaryElementary1.9 km
Secondaire de NanaimoSecondary1.9 km
Nanaimo District SecondarySecondary1.9 km
John Barsby SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Top Notch Burgers46 m
  • The View Oceanside Grill · 70 Church Street50 m
  • Melange Restaurant · 223 Commercial Street56 m
  • Embers Wine & Charcuterie Cellar62 m
  • Brix + Mortar Socialhouse · 234 Commercial Street72 m

Cafes (5+)

  • Modern Café · 221 Commercial Street71 m
  • Ironworks Café & Crêperie · 200 Commercial Street92 m
  • Tea on the Quay · 90 Front Street152 m
  • Javawocky Coffee House155 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street274 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street261 m
  • ManLee Oriental · 385 Terminal Avenue291 m
  • Thrifty Foods · 650 Terminal Avenue458 m

Parks (5+)

  • Dallas Square Park · 85 Front Street55 m
  • Catherine Gisborne Garden90 m
  • Anchor Way Park · 20 Anchor Way109 m
  • Bastion Square Park · 94 Front Street125 m
  • McGregor Park · 126 Front Street233 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue453 m
  • London Drugs · 650 Terminal Avenue461 m

Gyms (3)

  • Kind Society Yoga144 m
  • Force Boxing & Fitness · 165 Fraser Street237 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street433 m

Pharmacies (2)

  • Wallace Pharmacy314 m
  • Central Drugs522 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street117 m
  • Coastal Community Credit Union · 59 Wharf Street200 m
  • Scotiabank · 65 Commercial Street250 m
  • Scotiabank · 65 Commercial Street250 m
  • CIBC · 650 Terminal Avenue417 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$573.70
Total monthly cost$2,633.07
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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