Property Type: Condo / ApartmentOwnership: Strata

207 99 Chapel St

Nanaimo, BC V9R5H3

$399,000

1 bed1 bath1 parking714 sqftBuilt 2010
Get Directions

Property Details

Property & Lot

Sub-type
Apartment
Lot size
712 square feet
Zoning
Multi-Family

DT5

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$352/mo
Annual property tax
$2,454

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level3-Piece
DenMain level6'8 x 6'3
Primary BedroomMain level11'2 x 9'9
KitchenMain level8'10 x 7'9
Dining roomMain level7'9
Living roomMain level17'2

Listing Information

MLS®
1044863
Listed
August 5, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation · Data source: CREA DDF.

Description

Welcome to 207–99 Chapel St., a beautifully maintained 1-bedroom + den, 1-bathroom ground-floor condo offering the perfect blend of comfort, style, and convenience in the heart of Nanaimo. With an exceptional open-concept floor plan and a private, gated patio overlooking the beautifully landscaped courtyard, this move-in-ready home is ideal for first-time buyers, downsizers, or investors looking for outstanding value. Inside, you’ll appreciate the bright and functional layout featuring durable laminate flooring, granite countertops, stainless steel appliances, a convenient eating bar, and in-suite stacked laundry. The spacious primary bedroom offers direct access to a beautifully updated 3-piece bathroom complete with a custom oversized walk-in shower, while the versatile den provides the perfect space for a home office, hobby room, or guest accommodations. Step outside to your peaceful, sun-filled patio, an inviting extension of your living space where you can enjoy your morning coffee, entertain friends, or simply relax while overlooking the manicured courtyard. This well-managed building also includes secure underground parking and offers unbeatable walkability. Enjoy being just minutes from downtown Nanaimo, the waterfront, restaurants, cafés, shopping, parks, and everyday amenities. Whether you’re exploring the Harbourfront Walkway, grabbing dinner downtown, or running errands, everything you need is right at your doorstep. Affordable, stylish, and exceptionally located, 207–99 Chapel St. is a fantastic opportunity to embrace easy, low-maintenance living in one of Nanaimo’s most convenient neighbourhoods. Simply move in, unpack, and enjoy everything this wonderful home and vibrant community have to offer! (id:63159)

Values & Trends

This listing

$559/sqft

Building average

$529/sqft

2 active listing(s)

Old City average

$555/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Sunny

10°C

Mainly Sunny

Humidity 99%

Wind N 2 km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

78

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary407 m
Fairview ElementaryElementary1.4 km
Bayview ElementaryElementary1.6 km
Brechin ElementaryElementary1.7 km
Georgia Avenue ElementaryElementary1.8 km
Secondaire de NanaimoSecondary1.9 km
Nanaimo District SecondarySecondary1.9 km
John Barsby SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Melange Restaurant · 223 Commercial Street33 m
  • The Green Olive By Old City · 150 Skinner Street54 m
  • Brix + Mortar Socialhouse · 234 Commercial Street61 m
  • Top Notch Burgers78 m
  • The View Oceanside Grill · 70 Church Street87 m

Cafes (5+)

  • Modern Café · 221 Commercial Street49 m
  • Ironworks Café & Crêperie · 200 Commercial Street80 m
  • Javawocky Coffee House185 m
  • Tea on the Quay · 90 Front Street188 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street250 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street223 m
  • ManLee Oriental · 385 Terminal Avenue259 m
  • Thrifty Foods · 650 Terminal Avenue461 m

Parks (5+)

  • Dallas Square Park · 85 Front Street93 m
  • Catherine Gisborne Garden128 m
  • Anchor Way Park · 20 Anchor Way143 m
  • Bastion Square Park · 94 Front Street147 m
  • Lions Square Park · 280 Wallace Street219 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue454 m
  • London Drugs · 650 Terminal Avenue460 m

Gyms (3)

  • Kind Society Yoga161 m
  • Force Boxing & Fitness · 165 Fraser Street215 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street394 m

Pharmacies (2)

  • Wallace Pharmacy297 m
  • Central Drugs492 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street85 m
  • Coastal Community Credit Union · 59 Wharf Street186 m
  • Scotiabank · 65 Commercial Street223 m
  • Scotiabank · 65 Commercial Street226 m
  • CIBC · 650 Terminal Avenue419 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($19,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$319,200.00
Periodic payment — Principal & Interest (monthly)$2,059.37
Additional monthly expenses (strata, tax, utilities, etc.)$592.50
Total monthly cost$2,651.87
Interest paid over 5-yr term$91,483.64
Balance at end of term$287,121.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$19,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,914.76

Cash Needed at Closing

Minimum down payment$19,950
Estimated BC PTT$5,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$27,430

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information