Property Type: Condo / ApartmentOwnership: Strata

303 5822 Garden St

Duncan, BC V9L3V9

$379,900

1 bed1 bath1 parking1,082 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Commercial

C2

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$516/mo
Annual property tax
$2,577.54

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
City view, Mountain view

Parking

Total spaces
1

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level4'11 x 10'9
KitchenMain level11'3
Primary BedroomMain level14'11
Living roomMain level17'1 x 14'11
Dining roomMain level14'11
DenMain level11'7 x 11'3
BathroomMain level4-Piece

Listing Information

MLS®
1038802
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty (Dunc) · Data source: CREA DDF.

Description

Welcome to the Rossco, one of Duncan’s most sought-after condominiums. Third-floor unit is among the largest in the complex and enjoys an east-facing exposure, filling the home with beautiful morning sunlight & offering pleasant views. Conveniently located within walking distance of downtown shopping, the library, theatre, recreation center, & pool, this home offers an ideal blend of comfort and convenience. The well-maintained layout features a large primary bedroom with a walk-in closet and Jack-and-Jill access to the bathroom. A generous den provides flexible space for a home office, guest room, or hobby area. The bright living & dining areas create an inviting atmosphere for everyday living and entertaining. Residents of the Rossco enjoy excellent amenities, including a well-equipped fitness room & a spacious rooftop deck with BBQ facilities, perfect for relaxing and gathering with friends and family. A fantastic opportunity for easy, low-maintenance living in the heart of Duncan. (id:63159)

Values & Trends

This listing

$351/sqft

Building average

No other active listings in this building

West Duncan average

$361/sqft

18 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

52

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Khowhemun ElementaryElementary830 m
Cowichan Valley Open Learning Co-OpSecondary909 m
Cowichan Open SchoolSecondary909 m
Quamichan SchoolSecondary930 m
Alexander ElementaryElementary1.1 km
Queen Margaret's(Independent)K-121.1 km
Duncan Christian School(Independent)K-121.2 km
Des CascadesElementary1.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Guangzhou Garden · 2721 James Street70 m
  • The Taco Hole240 m
  • Saigon Subs · 5838 Trans-Canada Highway388 m
  • May's Asian Cuisine · 5838 Trans-Canada Highway388 m
  • Mr Mikes · 2763 Beverly Street425 m

Cafes (5+)

  • Coffee on the Moon299 m
  • James Street Cafe · 5838 Trans-Canada Highway390 m
  • Cafe la Vie392 m
  • Tim Hortons426 m
  • Starbucks · 2751 Beverly Street493 m

Grocery (2)

  • Thrifty Foods · 2755 Beverly Street610 m
  • Bulk Barn617 m

Parks (5+)

  • Kin Park193 m
  • Station Street Park467 m
  • Heiwa Park489 m
  • Charles Hoey, VC, Memorial Park · 34 Canada Avenue501 m
  • Centennial Park · First Street557 m

Shopping (1)

  • Whittome Mall482 m

Pharmacies (1)

  • Shoppers Drug Mart601 m

Banks & ATMs (5+)

  • Bank of Montreal · 21 Station Street453 m
  • CIBC · 118 Station Street512 m
  • Localcoin Bitcoin ATM548 m
  • RBC612 m
  • RBC · 395 Trunk Road628 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$303,920.00
Periodic payment — Principal & Interest (monthly)$1,960.79
Additional monthly expenses (strata, tax, utilities, etc.)$784.80
Total monthly cost$2,745.58
Interest paid over 5-yr term$87,104.35
Balance at end of term$273,377.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,775.23

Cash Needed at Closing

Minimum down payment$18,995
Estimated BC PTT$5,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$26,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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