Property Type: Condo / ApartmentOwnership: Strata

303 640 Michigan St

Victoria, BC V8V1S9

$674,900

1 bed1 bath1 parking716 sqftBuilt 2014
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
717 square feet
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$536/mo
Annual property tax
$3,421.5

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level12' x 13'
Primary BedroomMain level10' x 9'
BathroomMain level3-Piece
Living roomMain level12' x 15'
Dining roomMain level7' x 16'
KitchenMain level10' x 8'
EntranceMain level7' x 6'

Listing Information

MLS®
1047053
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Downtown is your playground at unit 303 in The Duet! An unmatched location in the heart of James Bay, your unit is steps from Beacon Hill Park, the Royal BC Museum, the Inner Harbour and countless retail and restaurant options to explore. This bright 1-bedroom condo boasts a sleek modern kitchen with stainless steel appliances and a peninsula breakfast bar that transitions seamlessly into the open living space. A 4-piece bathroom with soaker tub awaits just past your walk-through closet off the bedroom. Enjoy your morning coffee as you take in the stunning Island sunrise on your West-facing balcony. This like-new unit welcomes your personal touches. In-suite laundry, secure underground parking, bike storage, and additional personal storage locker seal the deal. The Duet is a pet-friendly building that welcomes rentals and boasts a communal rooftop patio with BBQ access and a lovely semi-private courtyard featuring lush Akebono cherry trees. Book your viewing today! (id:63159)

Values & Trends

This listing

$943/sqft

Building average

No other active listings in this building

James Bay average

$687/sqft

37 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

14°C

Mainly Clear

Humidity 86%

Wind WSW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

91,867

(2021 Census)

+7.1% since 2016

Density: 4,723.2/km²

Dwellings: 53,070

Median household income: $67,500

After-tax: $60,000

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 3,505
  • United States of America2.1% · 1,945
  • Philippines2% · 1,845
  • China1.2% · 1,110
  • India0.7% · 650
  • Germany0.6% · 590
  • Korea, South0.4% · 400
  • Netherlands0.3% · 315

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
South Park Family SchoolElementary149 m
Pacific School of Innovation and Inquiry(Independent)Secondary629 m
James Bay CommunityElementary852 m
Christ Church Cathedral School(Independent)Elementary/Middle874 m
Sir James Douglas ElementaryElementary1.5 km
Central Middle SchoolElementary1.7 km
Victoria HighElementary2.1 km
George Jay ElementaryElementary2.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Murder Burger · 332 Menzies Street343 m
  • The Bop372 m
  • The Old Spaghetti Factory · 703 Douglas Street380 m
  • Levantine399 m
  • Real Thai Restaurant · 211 Menzies Street434 m

Cafes (5+)

  • Good Earth Coffeehouse · 535 Superior Street196 m
  • Colonial Cafe229 m
  • Discovery Coffee · 277 Menzies Street347 m
  • Capital City Café417 m
  • Tea at the Empress480 m

Grocery (2)

  • Red Barn Market · 325 Menzies Street330 m
  • Thrifty Foods James Bay · 475 Simcoe Street547 m

Parks (5+)

  • South Park147 m
  • Avalon Green · 601 Avalon Road235 m
  • Thunderbird Park · 638 Douglas Street297 m
  • Cridge Park · 720 Belleville Street409 m
  • St. Ann's Academy National Historic Site · 835 Humboldt Street417 m

Gyms (5+)

  • Fitness Center · 525 Superior Street225 m
  • Unnamed553 m
  • Kadampa Meditation Centre · 970 Blanshard Street754 m
  • West Coast Jiu-Jitsu769 m
  • Gracie Barra Brazilian Jiu-Jitsu · 736 Broughton Street782 m

Pharmacies (2)

  • James Bay Pharmasave · 230 Menzies Street484 m
  • Rexall · 912 Douglas Street702 m

Banks & ATMs (5+)

  • Unnamed461 m
  • Unnamed · 475 Simcoe Street537 m
  • Unnamed611 m
  • National Bank · 880 Douglas Street670 m
  • Island Savings · 933 Douglas Street734 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($42,490) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$539,920.00
Periodic payment — Principal & Interest (monthly)$3,483.38
Additional monthly expenses (strata, tax, utilities, etc.)$857.13
Total monthly cost$4,340.51
Interest paid over 5-yr term$154,742.62
Balance at end of term$485,659.79

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$42,490
Stress test qualifying rate8.09%
Payment you must qualify for$4,863.01

Cash Needed at Closing

Minimum down payment$42,490
Estimated BC PTT$11,498
Legal / closing costs (typical estimate)$1,500
Total cash needed$55,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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