Property Type: Condo / ApartmentOwnership: Strata

304 104 Esplanade St

Nanaimo, BC V9R0G6

$569,900

2 bed2 bath1 parking1,339 sqftBuilt 2016
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Property Details

Property & Lot

Sub-type
Apartment
Lot size
1,339 square feet
Zoning
Other

COR 3

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$651/mo
Annual property tax
$4,214.75

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BalconyMain level20'8 x 7'8
EntranceMain level10'3 x 4'6
KitchenMain level11'10 x 18'1
Laundry roomMain level9'4 x 7'5
Great roomMain level14'3 x 33'5
Primary BedroomMain level14'8 x 12'3
BedroomMain level11'10 x 12'2
BathroomMain level4-Piece
EnsuiteMain level4-Piece

Listing Information

MLS®
1038089
Listed
May 25, 2026
Time on market
On the market for 98 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Enjoy the best of downtown living with a level of peace and privacy you rarely find. This bright 2-bedroom, 2-bathroom home is tucked just on the edge of Historic Downtown Nanaimo—close enough that you can easily walk to local restaurants, shops, and the Hullo ferry, but far enough away to escape the noise. You can tell immediately how well this particular unit has been cared for; the construction feels solid, and everything is in immaculate condition. Inside, the 10-foot ceilings and big windows make the space feel huge and full of natural light. It features beautiful ocean and mountain views from the private balcony, quartz countertops, and stainless steel appliances. The building is rental-friendly and includes secure underground parking wired for EV charging. Best of all, this home can come fully furnished with the right offer, making it completely turn-key and ready to enjoy from day one. (id:63159)

Values & Trends

This listing

$426/sqft

Building average

No other active listings in this building

Old City average

$559/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Sunny

10°C

Mainly Sunny

Humidity 99%

Wind N 2 km/h

Today

21°

Tonight

14°

Wednesday

16°

Wednesday night

12°

Thursday

16°

Thursday night

11°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bayview ElementaryElementary925 m
Pauline Haarer ElementaryElementary1.5 km
Georgia Avenue ElementaryElementary1.8 km
Park Avenue ElementaryElementary2.0 km
John Barsby SecondarySecondary2.0 km
Learning AlternativesSecondary2.0 km
Fairview ElementaryElementary2.1 km
Nanaimo District SecondarySecondary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • MGM · 240 Nicol Street429 m
  • Bar Luna · Victoria Road 7523 m
  • Bamboo Garden · 67 Victoria Crescent628 m
  • Thai Cook · 22 Victoria Crescent706 m
  • Bastion Pizza Company · 16 Victoria Crescent722 m

Cafes (2)

  • Starbucks · 650 Terminal Avenue692 m
  • The Vault Cafe · 499 Wallace Street754 m

Grocery (1)

  • Thrifty Foods · 650 Terminal Avenue686 m

Parks (5+)

  • Deverill Square Gyro 2 Park · 200 Irwin Street263 m
  • Pioneer Square Park560 m
  • Mary Jane Peters Park584 m
  • Nob Hill Park · 400 Milford Crescent606 m
  • Italian Square Park693 m

Shopping (2)

  • London Drugs · 650 Terminal Avenue665 m
  • Port Place Shopping Centre · 650 Terminal Avenue682 m

Gyms (1)

  • Dolly's Gym · 111 Nicol Street351 m

Pharmacies (1)

  • Central Drugs761 m

Banks & ATMs (2)

  • TD597 m
  • CIBC · 650 Terminal Avenue717 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (strata, tax, utilities, etc.)$1,069.11
Total monthly cost$4,010.55
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,136.34

Cash Needed at Closing

Minimum down payment$31,990
Estimated BC PTT$9,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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