Property Type: Condo / ApartmentOwnership: Strata

407 45 Haliburton St

Nanaimo, BC V9R4V6

$569,900

2 bed2 bath1 parking1,025 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

R8

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$398/mo
Annual property tax
$0

Interior

Heating
Baseboard heaters
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Dryer, Microwave

Exterior & Lot

View
City view, Mountain view
Lot features
Central location, Other

Building

Parcel ID (PID)
032-491-557

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
EnsuiteMain level12'7 x 6'2
KitchenMain level9'0 x 12'1
BathroomMain level5'0 x 8'2
BedroomMain level11'9 x 10'10
Primary BedroomMain level12'2 x 10'6
Living roomMain level15'8 x 16'2

Listing Information

MLS®
1040631
Listed
June 16, 2026
Time on market
On the market for 76 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Welcome to Unit 407 at Lumina, where modern condo living meets one of Nanaimo’s most exciting waterfront lifestyles. Set in the growing Harbourview District, this home places you just steps from the waterfront pathway, making morning coffee runs, evening walks, bike rides, and weekend strolls along the harbour part of everyday life. Inside, this two-bedroom, two-bathroom home offers 1,025 sq. ft. of beautifully designed living space, paired with an impressive 185 sq. ft. covered balcony that extends your living outdoors. With uninterrupted western exposure, the home is filled with natural light throughout the day and offers beautiful sunset views over the city skyline. The open-concept layout is bright and inviting, with a spacious kitchen featuring smart stainless steel appliances, quartz waterfall countertops, and soft-close cabinetry. The living and dining areas flow naturally together, creating an easy space to unwind, entertain, or enjoy a quiet evening at home after exploring the neighbourhood. *Photos may not reflect exact unit.* *Property taxes have not yet been specified and will be confirmed once assessed. * (id:63159)

Values & Trends

This listing

$556/sqft

Building average

$656/sqft

4 active listing(s)

South Nanaimo average

$559/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bayview ElementaryElementary940 m
Pauline Haarer ElementaryElementary1.2 km
Georgia Avenue ElementaryElementary1.6 km
Fairview ElementaryElementary1.8 km
John Barsby SecondarySecondary2.0 km
Learning AlternativesSecondary2.0 km
Park Avenue ElementaryElementary2.1 km
Nanaimo District SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bar Luna · Victoria Road 7233 m
  • Bamboo Garden · 67 Victoria Crescent342 m
  • MGM · 240 Nicol Street399 m
  • Thai Cook · 22 Victoria Crescent419 m
  • Bastion Pizza Company · 16 Victoria Crescent435 m

Cafes (5+)

  • Starbucks · 650 Terminal Avenue443 m
  • The Vault Cafe · 499 Wallace Street463 m
  • Serious Coffee · 60 Commercial Street575 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street597 m
  • Ironworks Café & Crêperie · 200 Commercial Street757 m

Grocery (3)

  • Thrifty Foods · 650 Terminal Avenue463 m
  • Superette602 m
  • ManLee Oriental · 385 Terminal Avenue631 m

Parks (5+)

  • Pioneer Square Park274 m
  • Nob Hill Park · 400 Milford Crescent324 m
  • Deverill Square Gyro 2 Park · 200 Irwin Street351 m
  • Italian Square Park424 m
  • Piper Park558 m

Shopping (2)

  • London Drugs · 650 Terminal Avenue427 m
  • Port Place Shopping Centre · 650 Terminal Avenue451 m

Gyms (3)

  • Dolly's Gym · 111 Nicol Street147 m
  • Kind Society Yoga743 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street799 m

Pharmacies (1)

  • Central Drugs467 m

Banks & ATMs (5+)

  • TD332 m
  • CIBC · 650 Terminal Avenue481 m
  • Superette Foods - Bitcoin Well ATM · 687 Albert Street608 m
  • Scotiabank · 65 Commercial Street619 m
  • Scotiabank · 65 Commercial Street629 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.6% ($31,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$455,920.00
Periodic payment — Principal & Interest (monthly)$2,941.44
Additional monthly expenses (strata, tax, utilities, etc.)$449.00
Total monthly cost$3,390.44
Interest paid over 5-yr term$130,667.98
Balance at end of term$410,101.51

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$31,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,136.34

Cash Needed at Closing

Minimum down payment$31,990
Estimated BC PTT$9,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$42,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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