Property Type: Condo / ApartmentOwnership: Strata

304 45 Haliburton St

Nanaimo, BC V9R4V6

$479,900

2 bed1 bath1 parking760 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$330/mo
Annual property tax
$0

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Microwave

Exterior & Lot

View
City view, Mountain view, Ocean view
Lot features
Central location, Other, Marine Oriented

Building

Security
Fire alarm system

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level12'2 x 10'6
BathroomMain level5'0 x 8'2
BedroomMain level10'0 x 8'2
Living room/Dining roomMain level18'0 x 13'6
KitchenMain level8'6 x 10'0

Listing Information

MLS®
1028820
Listed
March 13, 2026
Time on market
On the market for 171 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Welcome to Lumina in Harborview District, another principal property community in the heart of downtown Nanaimo, where city living meets coastal charm. Steps from the harbourfront, seawall, cafés, shops, parks, and Hullo Ferries, Lumina places you in the center of a growing, evolving district. Enjoy your mornings on the rooftop patio surrounded by lush greenspace and expansive ocean views. This beautifully designed 2-bedroom, 1-bath home features bright, open living with views of the harbour, city, and mountains — a striking blend of coastal beauty and urban energy. The kitchen stands out with waterfall-edge countertops, sleek cabinetry, and contemporary lighting, all contributing to a clean, modern aesthetic. Whether it’s a stroll along the waterfront, coffee with friends, or a rooftop sunset, this home connects you to the best of downtown — and the exciting future unfolding around it. (id:63159)

Values & Trends

This listing

$631/sqft

Building average

$637/sqft

4 active listing(s)

South Nanaimo average

$552/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bayview ElementaryElementary942 m
Pauline Haarer ElementaryElementary1.2 km
Georgia Avenue ElementaryElementary1.6 km
Fairview ElementaryElementary1.8 km
John Barsby SecondarySecondary2.0 km
Learning AlternativesSecondary2.0 km
Park Avenue ElementaryElementary2.1 km
Nanaimo District SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bar Luna · Victoria Road 7228 m
  • Bamboo Garden · 67 Victoria Crescent338 m
  • MGM · 240 Nicol Street401 m
  • Thai Cook · 22 Victoria Crescent415 m
  • Bastion Pizza Company · 16 Victoria Crescent430 m

Cafes (5+)

  • Starbucks · 650 Terminal Avenue440 m
  • The Vault Cafe · 499 Wallace Street459 m
  • Serious Coffee · 60 Commercial Street571 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street593 m
  • Ironworks Café & Crêperie · 200 Commercial Street753 m

Grocery (3)

  • Thrifty Foods · 650 Terminal Avenue459 m
  • Superette599 m
  • ManLee Oriental · 385 Terminal Avenue627 m

Parks (5+)

  • Pioneer Square Park270 m
  • Nob Hill Park · 400 Milford Crescent320 m
  • Deverill Square Gyro 2 Park · 200 Irwin Street355 m
  • Italian Square Park420 m
  • Piper Park554 m

Shopping (2)

  • London Drugs · 650 Terminal Avenue424 m
  • Port Place Shopping Centre · 650 Terminal Avenue448 m

Gyms (3)

  • Dolly's Gym · 111 Nicol Street147 m
  • Kind Society Yoga739 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street795 m

Pharmacies (1)

  • Central Drugs463 m

Banks & ATMs (5+)

  • TD328 m
  • CIBC · 650 Terminal Avenue478 m
  • Superette Foods - Bitcoin Well ATM · 687 Albert Street605 m
  • Scotiabank · 65 Commercial Street615 m
  • Scotiabank · 65 Commercial Street625 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($23,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$383,920.00
Periodic payment — Principal & Interest (monthly)$2,476.92
Additional monthly expenses (strata, tax, utilities, etc.)$368.00
Total monthly cost$2,844.92
Interest paid over 5-yr term$110,032.58
Balance at end of term$345,337.28

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$23,995
Stress test qualifying rate8.09%
Payment you must qualify for$3,505.75

Cash Needed at Closing

Minimum down payment$23,995
Estimated BC PTT$7,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$33,093

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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