Property Type: Condo / ApartmentOwnership: Strata

405 45 Haliburton St

Nanaimo, BC V9R4V6

$519,900

2 bed1 bath1 parking839 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Residential

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$398/mo
Annual property tax
$0

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer, Microwave

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
BathroomMain level8'0 x 5'0
BedroomMain level10'0 x 10'6
Primary BedroomMain level12'6 x 10'6
Living room/Dining roomMain level18'0 x 12'8
KitchenMain level8'6 x 9'0

Listing Information

MLS®
1029251
Listed
March 17, 2026
Time on market
On the market for 167 days
Data last synced
August 30, 2026

Listing provided by: eXp Realty (NA) · Data source: CREA DDF.

Description

Welcome to Lumina, in the heart of Nanaimo’s Harbourview District — a Principal Property community where modern living meets coastal charm. Just steps from the harbourfront, seawall, cafés, shops, parks, and the Hullo Ferries, Lumina places you at the center of a vibrant, evolving neighborhood. This lovely residence offers a refined blend of style and comfort, featuring bright open-concept living, high-end finishes, and a spacious balcony with sweeping city and harbour views. Every element — from the quartz waterfall countertops and smart appliances to the soft-close cabinetry — reflects thoughtful design and attention to detail. Residents also enjoy access to Lumina’s stunning rooftop terrace — an elevated retreat with panoramic harbour and mountain views, perfect for morning coffee or sunset gatherings. Blending the best of coastal urban living, this home is more than a place to live, it’s a front-row seat to downtown Nanaimo’s vibrant future. (id:63159)

Values & Trends

This listing

$620/sqft

Building average

$640/sqft

4 active listing(s)

South Nanaimo average

$553/sqft

11 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

13°C

Partly Cloudy

Humidity 89%

Wind WSW 6 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Bayview ElementaryElementary925 m
Pauline Haarer ElementaryElementary1.2 km
Georgia Avenue ElementaryElementary1.6 km
Fairview ElementaryElementary1.8 km
John Barsby SecondarySecondary1.9 km
Learning AlternativesSecondary1.9 km
Park Avenue ElementaryElementary2.0 km
Nanaimo District SecondarySecondary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Bar Luna · Victoria Road 7240 m
  • Bamboo Garden · 67 Victoria Crescent350 m
  • MGM · 240 Nicol Street384 m
  • Thai Cook · 22 Victoria Crescent427 m
  • Bastion Pizza Company · 16 Victoria Crescent442 m

Cafes (5+)

  • Starbucks · 650 Terminal Avenue456 m
  • The Vault Cafe · 499 Wallace Street470 m
  • Serious Coffee · 60 Commercial Street584 m
  • Gabriel's Gourmet Cafe · 39 Commercial Street606 m
  • Ironworks Café & Crêperie · 200 Commercial Street767 m

Grocery (3)

  • Thrifty Foods · 650 Terminal Avenue476 m
  • Superette594 m
  • ManLee Oriental · 385 Terminal Avenue638 m

Parks (5+)

  • Pioneer Square Park283 m
  • Nob Hill Park · 400 Milford Crescent322 m
  • Deverill Square Gyro 2 Park · 200 Irwin Street338 m
  • Italian Square Park435 m
  • Piper Park570 m

Shopping (2)

  • London Drugs · 650 Terminal Avenue441 m
  • Port Place Shopping Centre · 650 Terminal Avenue465 m

Gyms (2)

  • Dolly's Gym · 111 Nicol Street133 m
  • Kind Society Yoga755 m

Pharmacies (1)

  • Central Drugs470 m

Banks & ATMs (5+)

  • TD344 m
  • CIBC · 650 Terminal Avenue495 m
  • Superette Foods - Bitcoin Well ATM · 687 Albert Street601 m
  • Scotiabank · 65 Commercial Street628 m
  • Scotiabank · 65 Commercial Street638 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.2% ($26,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$415,920.00
Periodic payment — Principal & Interest (monthly)$2,683.37
Additional monthly expenses (strata, tax, utilities, etc.)$440.00
Total monthly cost$3,123.37
Interest paid over 5-yr term$119,203.87
Balance at end of term$374,121.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$26,990
Stress test qualifying rate8.09%
Payment you must qualify for$3,790.31

Cash Needed at Closing

Minimum down payment$26,990
Estimated BC PTT$8,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$36,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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