Property Type: Detached HouseOwnership: Freehold

3199 Woodrush Dr

Duncan, BC V9L0J9

$1,150,000

4 bed4 bath4 parking3,103 sqftBuilt 2025
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Property Details

Property & Lot

Sub-type
House
Lot size
5,080 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,234

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level4-Piece
BedroomLower level11'5 x 11'1
KitchenAdditional Accommodation13'11 x 15'6
Recreation roomLower level18'2 x 18'2
DenLower level13'11
Laundry roomMain level7'7 x 9'10
BathroomMain level4-Piece
BathroomLower level4-Piece
BedroomLower level13'11 x 14'5
KitchenMain level11'7 x 11'2
Dining roomMain level11'10 x 8'7
Living roomMain level14'8
EnsuiteMain level9'8 x 6'9
Primary BedroomMain level13'11 x 12'3
BedroomMain level11'9 x 9'10

Listing Information

MLS®
1028432
Listed
March 11, 2026
Time on market
On the market for 173 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. - Oak Bay · Data source: CREA DDF.

Description

If you’ve been looking for a home with a view and the freedom to make it your own, this one in The Properties could be the perfect fit. Set against sweeping views of the Cowichan Valley, it offers main-level living plus a fully finished 1,721 sqft basement—including an 18x18 flex space under the garage with exterior access, ideal for a gym, studio, home business, or theatre. Downstairs there's a 1-bed inlaw suite + the option for a 5th bedroom/ den. Built by a respected local builder and covered by a 2-5-10 warranty, features include 9–11’ ceilings, quartz counters, gas range, A/C, luxury laminate floors, and a gas BBQ hookup on the balcony. Finished in durable cement-fibre siding with a generous yard, and just steps from a playground, Maple Bay Elementary, and top-rated trails. Call Brock to set up a private viewing (id:63159)

Values & Trends

This listing

$371/sqft

Building average

No other active listings in this building

East Duncan average

$470/sqft

72 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary1.2 km
Queen of Angels School(Independent)Elementary/Middle4.1 km
Alex AitkenElementary5.2 km
Duncan Christian School(Independent)K-125.3 km
Alexander ElementaryElementary5.3 km
Quamichan SchoolSecondary5.5 km
Des CascadesElementary5.8 km
Crofton Elementary Community SchoolElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($90,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$920,000.00
Periodic payment — Principal & Interest (monthly)$5,935.53
Additional monthly expenses (strata, tax, utilities, etc.)$257.83
Total monthly cost$6,193.36
Interest paid over 5-yr term$263,674.64
Balance at end of term$827,542.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$90,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,151.03

Cash Needed at Closing

Minimum down payment$90,000
Estimated BC PTT$21,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$112,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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