Property Type: Detached HouseOwnership: Freehold

3223 Sedgwick Dr

Colwood, BC V9C3K2

$1,095,000

4 bed3 bath3 parking2,416 sqftBuilt 1990
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Property Details

Property & Lot

Sub-type
House
Lot size
9,789 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,726.58

Interior

Heating
Baseboard heaters, Electric, Natural gas, Solar
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level8'8 x 6'2
BathroomSecond level5-Piece
Primary BedroomSecond level13'11
BathroomSecond level5-Piece
BedroomSecond level11'5
BedroomSecond level9'3 x 11'9
BedroomSecond level9'8
BathroomMain level2-Piece
Family roomMain level14'5 x 15'4
Eating areaMain level9'10 x 9'2
KitchenMain level10'1 x 11'8
EntranceMain level6'7
Dining roomMain level10'3 x 10'6
Living roomMain level19'3 x 12'8
DenLower level12'1
Recreation roomLower level12'2 x 21'7
WorkshopLower level12'2 x 12'11

Listing Information

MLS®
1046528
Listed
August 11, 2026
Time on market
On the market for 20 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Set on a quiet cul-de-sac on a private 0.22-acre lot, this beautifully maintained 4-bedroom, 3-bathroom home spans three levels and has been thoughtfully transformed into something special. The home features maple hardwood floors, a curved staircase and large picture windows that fill the rooms with natural light. The kitchen is built for real life: quartz counters, custom cabinetry, a gas island cooktop, and heated floors. Mountain views and two gas fireplaces bring warmth throughout. Upstairs, four generous bedrooms include a primary with 5-piece ensuite and a room with built-in Murphy bed and office. This floor offers a second 5-piece bathroom and a full laundry room. The lower level sets this home apart: a wine cellar, a spacious rec room, and strong suit potential. Outside, a semi-covered deck, hot tub, shed and sun-drenched patio make the backyard genuinely extraordinary. Solar panels cover 60%+ of annual energy use. A home for families and those who enjoy entertaining. (id:63159)

Values & Trends

This listing

$453/sqft

Building average

No other active listings in this building

Triangle average

$467/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

14°C

Humidity 88%

Wind NNW 7 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

18,961

(2021 Census)

+12.5% since 2016

Density: 1,073.7/km²

Dwellings: 7,688

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 515
  • United States of America1.1% · 200
  • Philippines0.8% · 160
  • China0.7% · 125
  • Germany0.6% · 115
  • Korea, South0.5% · 90
  • India0.4% · 75
  • Portugal0.3% · 60

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

26

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Happy Valley ElementaryElementary1.2 km
Lighthouse Christian Academy(Independent)K-121.5 km
Belmont SecondaryElementary1.6 km
David Cameron ElementaryElementary1.7 km
Wishart ElementaryElementary1.9 km
Spencer Middle SchoolMiddle2.0 km
Westshore Secondary SchoolSecondary2.1 km
Colwood ElementaryElementary2.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • My Name Is Sushi228 m
  • Golden Lion · 3100 Jacklin Road566 m
  • Pizzability Glenlake601 m
  • Authentic Cuisine of India622 m
  • Pho Vy645 m

Cafes (1)

  • Starbucks · 850 Terlane Avenue699 m

Grocery (1)

  • Thrifty Foods Belmont · 3011 Merchant Way730 m

Parks (5+)

  • Unnamed267 m
  • Afriston Park309 m
  • Sedgwick Park315 m
  • Glen Cove Park387 m
  • Unnamed392 m

Gyms (1)

  • Oxygen Yoga & Fitness696 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 7.7% ($84,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$876,000.00
Periodic payment — Principal & Interest (monthly)$5,651.65
Additional monthly expenses (strata, tax, utilities, etc.)$514.88
Total monthly cost$6,166.54
Interest paid over 5-yr term$251,064.12
Balance at end of term$787,964.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$84,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,770.39

Cash Needed at Closing

Minimum down payment$84,500
Estimated BC PTT$19,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$105,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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