Property Type: Detached HouseOwnership: FreeholdNEW LISTING

324 Richards Street W

Nelson, BC V1L6E8

$855,000

4 bed4.5 bath2 parking2,656 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Style
Multi-level
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,916

Interior

Basement
Full
Heating
Baseboard heaters, Forced air, Electric, See remarks
Fireplace
None
Flooring
Laminate, Carpeted, Linoleum, Vinyl
Appliances
Refrigerator, Dishwasher, Range, Washer & Dryer

Exterior & Lot

View
Mountain view
Lot features
Level lot
Fencing
Chain link

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
018-275-044

Parking

Total spaces
2 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
FoyerBasement5'6'' x 7'6''
4pc BathroomBasement8'8'' x 11'3''
BedroomBasement9'4'' x 11'3''
KitchenBasement13' x 165'3''
Living roomBasement8'6'' x 10'6''
3pc BathroomBasement7'11'' x 11'5''
Laundry roomBasement11'5'' x 21'5''
Family roomBasement13'10'' x 17'11''
4pc BathroomMain level7'6'' x 11'5''
2pc Ensuite bathMain level4'7'' x 6'1''
BedroomMain level9'1'' x 12'9''
BedroomMain level12'2'' x 12'9''
Primary BedroomMain level11'5'' x 13'4''
Dining roomMain level8' x 11'5''
KitchenMain level11'5'' x 18'
Living roomMain level13'11'' x 17'10''

Listing Information

MLS®
10399273
Listed
September 1, 2026
Time on market
Listed today
Data last synced
September 1, 2026

Listing provided by: Valhalla Path Realty · Data source: CREA DDF.

Description

Beautifully updated family home with a brand new legal 1 bedroom suite!! The main floor features a spacious living room, a lovely new modern kitchen with Corian countertops plus lots of cabinets and counter space, a dining room that flows out to the new private deck, 3 bedrooms and 1 1/2 baths including an ensuite in the primary bedroom. The basement has a family room that could also be a bedroom or home office, a full bathroom, a large laundry/mechanical room with space for hobbies or a fitness area and access to the 24'x26' attached double garage. The new suite is charming, featuring a roomy entry, a stylish kitchen with butcher block counters open to the living room and dining area, a bedroom, and a bathroom with laundry. New roof and LP SmartSide siding (2026), water heater (2024), furnace and heat pump (2025). The 57'x120' lot offers a privacy hedge, a fenced area for kids and pets and room for gardening. Located close to Rosemont Park, Elementary School, Selkirk College and Granite Pointe Golf Course. This place is dialed and move-in ready!! Quick Possession!! (id:63159)

Values & Trends

This listing

$322/sqft

Building average

No other active listings in this building

Nelson average

$482/sqft

82 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 80%

Wind ESE 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

11,106

(2021 Census)

+5.1% since 2016

Density: 930.9/km²

Dwellings: 5,314

Median household income: $72,500

After-tax: $65,500

Immigrant population: 15.1%

Top countries of origin (% of total population)

  • United States of America3.5% · 390
  • United Kingdom3.3% · 365
  • Philippines0.8% · 85
  • Germany0.6% · 65
  • Italy0.6% · 65
  • India0.5% · 55
  • Netherlands0.4% · 40
  • South Africa, Republic of0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Rosemont Elementary SchoolElementary371 m
ReachSecondary1.0 km
WildflowerElementary/Middle1.0 km
St Joseph School(Independent)Elementary/Middle1.1 km
Trafalgar Middle SchoolMiddle1.1 km
South Nelson ElementaryElementary1.3 km
Hume Elementary SchoolElementary2.6 km
L V Rogers SecondarySecondary2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Rosemont Bike Park341 m
  • Art Gibbon's Park393 m
  • Lion's Uphill Park554 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($60,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$684,000.00
Periodic payment — Principal & Interest (monthly)$4,412.94
Additional monthly expenses (strata, tax, utilities, etc.)$626.00
Total monthly cost$5,038.94
Interest paid over 5-yr term$196,036.37
Balance at end of term$615,260.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$60,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,109.43

Cash Needed at Closing

Minimum down payment$60,500
Estimated BC PTT$15,100
Legal / closing costs (typical estimate)$1,500
Total cash needed$77,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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