Property Type: Detached HouseOwnership: Freehold

327 CANADA PLUM Street Unit# LOT 224

Kitchener, BC N2V0H9

$1,229,900

3 bed2.5 bath4 parking2,722 sqft
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
40 feet

R6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Recreation roomBasement12'6'' x 18'0''
5pc BathroomSecond level
BedroomSecond level10'0'' x 10'6''
BedroomSecond level12'0'' x 12'0''
Primary BedroomSecond level13'0'' x 12'6''
2pc BathroomMain level
OfficeMain level9'5'' x 9'4''
Great roomMain level13'0'' x 16'0''
Dining roomMain level10'0'' x 16'0''
KitchenMain level16'0'' x 18'10''

Listing Information

MLS®
40846132
Listed
July 9, 2026
Time on market
On the market for 67 days
Data last synced
September 15, 2026

Listing provided by: Corcoran Horizon Realty · Data source: CREA DDF.

Description

Summer Promo - fully finished basement and a pressure treated deck with aluminum railings — just the beginning of what sets this exceptional to-be-built home apart. This stunning 4-bedroom, 3-bathroom home is thoughtfully designed to showcase elevated craftsmanship, timeless finishes, and sophisticated design throughout. A grand foyer creates an impressive first impression, welcoming you into a spacious open-concept layout designed for both everyday living and entertaining. With generous principal rooms, 9' ceilings on the main floor, a 9' foundation in the basement, engineered hardwood flooring, a hardwood staircase, custom cabinetry, quartz countertops throughout, and carefully curated finishes, every detail has been selected to deliver a refined and luxurious living experience. The chef-inspired kitchen serves as the heart of the home, complete with high-end appliances included, while the professionally finished basement provides even more living space for a recreation room, home office, fitness area, guest accommodations, or all of the above. The walk-up basement enhances the home's functionality and future flexibility, while the main-floor deck creates the perfect setting for outdoor dining and entertaining. Finished with a concrete driveway for lasting curb appeal, and ideally located near top-rated schools, scenic trails, parks, shopping, and everyday amenities, this rare opportunity allows you to own a luxury build, crafted with exceptional attention to detail. Experience the perfect blend of quality, comfort, and modern living in one of Waterloo's most desirable communities. (id:63159)

Values & Trends

This listing

$452/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$395/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($97,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$983,920.00
Periodic payment — Principal & Interest (monthly)$6,347.92
Additional monthly expenses (strata, tax, utilities, etc.)$136.08
Total monthly cost$6,484.00
Interest paid over 5-yr term$281,994.30
Balance at end of term$885,039.22

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$97,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,703.99

Cash Needed at Closing

Minimum down payment$97,990
Estimated BC PTT$22,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$122,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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