Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

629 WILD RYE Street

Waterloo, BC N2V0E3

$999,900

3 bed3.5 bath4 parking2,424 sqftBuilt 2019
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
36 feet

NR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,648.26

Interior

Basement
Unfinished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Window Coverings, Garage door opener, Microwave Built-in

Exterior & Lot

Exterior features
Brick, Vinyl siding
Lot features
Paved driveway, Automatic Garage Door Opener
Fencing
Partially fenced

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Security
Smoke Detectors

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
OtherBasement44'10'' x 25'9''
4pc BathroomSecond level5'11'' x 11'5''
4pc Ensuite bathSecond level12'2'' x 7'7''
BedroomSecond level15'5'' x 11'4''
BedroomSecond level11'1'' x 15'1''
Primary BedroomSecond level19'5'' x 13'0''
Laundry roomSecond level6'3'' x 7'8''
Great roomSecond level20'3'' x 13'6''
Living roomMain level21'5'' x 12'11''
Dining roomMain level10'3'' x 12'2''
KitchenMain level11'1'' x 12'2''
2pc BathroomMain level7'3'' x 3'0''

Listing Information

MLS®
40861193
Listed
September 8, 2026
Time on market
On the market for 6 days
Data last synced
September 15, 2026

Listing provided by: Property.ca Inc. · Data source: CREA DDF.

Description

Welcome to 629 Wild Rye Street in sought-after Vista Hills. Offering approx. 2,400 sq. ft. above grade, this detached home features 9-ft ceilings, a bright open-concept main floor and a modern eat-in kitchen with granite counters, stainless steel appliances, ample cabinetry and a large centre island. Step outside to a private outdoor retreat with a fully fenced yard, sleek concrete patio, charming gazebo, lush green space, plants and blooming flowers. Upstairs, the primary bedroom offers a walk-in closet, private balcony and ensuite. Two additional bedrooms, a full bath, upper-level laundry and an oversized great room with 4th-bedroom, office, media or playroom potential complete the level. The unfinished basement offers future potential. Close to top-ranked schools, scenic trails, community centres, organic food markets, Costco and The Boardwalk. Waterloo is a leading Canadian tech hub, home to the University of Waterloo and tech leaders including Google, OpenText and BlackBerry. (id:63159)

Values & Trends

This listing

$413/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$397/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,920.00
Periodic payment — Principal & Interest (monthly)$5,160.81
Additional monthly expenses (strata, tax, utilities, etc.)$758.36
Total monthly cost$5,919.17
Interest paid over 5-yr term$229,259.37
Balance at end of term$719,530.63

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,990
Stress test qualifying rate8.09%
Payment you must qualify for$7,112.23

Cash Needed at Closing

Minimum down payment$74,990
Estimated BC PTT$17,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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