Property Type: Detached HouseOwnership: FreeholdNEW LISTING

424 SAUVE Crescent

Waterloo, BC N2T2Y8

$925,000

4 bed3.5 bath4 parking3,055 sqftBuilt 2007
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
36 feet

R5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,087.1

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Central Vacuum, Dishwasher, Stove, Dryer

Exterior & Lot

Exterior features
Brick, Vinyl siding

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
Recreation roomBasement28'11'' x 25'4''
4pc BathroomSecond level
BedroomSecond level11'6'' x 11'7''
BedroomSecond level10'6'' x 10'8''
BedroomSecond level9'6'' x 12'0''
5pc Ensuite bathSecond level
Primary BedroomSecond level14'3'' x 18'5''
2pc BathroomMain level
BreakfastMain level9'7'' x 10'3''
Dining roomMain level12'2'' x 12'0''
KitchenMain level10'4'' x 13'10''
Living roomMain level13'10'' x 16'4''

Listing Information

MLS®
40862303
Listed
September 11, 2026
Time on market
On the market for 3 days
Data last synced
September 15, 2026

Listing provided by: Chestnut Park Realty Southwestern Ontario Limited · Data source: CREA DDF.

Description

Beautifully Maintained Family Home in an Exceptional Waterloo Location! Welcome to 424 Sauve Crescent, a beautiful detached home nestled in one of Waterloo’s most sought-after family neighbourhoods. Ideally located just steps from the highly regarded Edna Staebler Public School and nearby to Laurel Heights Secondary school. The inviting main floor showcases rich hardwood flooring and elegant tile throughout, creating a warm and timeless feel. The kitchen flows effortlessly into the bright breakfast nook, where large windows fill the space with natural light and provide a seamless connection to the beautiful backyard, the perfect setting for morning coffee, family dinners, and summer entertaining. Upstairs, four spacious bedrooms provide plenty of room for the whole family. The impressive primary suite features a stunning renovated ensuite (2021), creating a private, spa-inspired retreat. The fully finished basement (2018) (additional bathroom rough in) takes entertaining to the next level, offering an ideal space for movie nights, game nights, gatherings, or simply relaxing together . Meticulously cared for and truly move-in ready, there is nothing left to do but unpack, settle in, and enjoy everything this wonderful home and neighbourhood have to offer! (id:63159)

Values & Trends

This listing

$303/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$401/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.3% ($67,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$740,000.00
Periodic payment — Principal & Interest (monthly)$4,774.23
Additional monthly expenses (strata, tax, utilities, etc.)$660.26
Total monthly cost$5,434.49
Interest paid over 5-yr term$212,086.13
Balance at end of term$665,632.39

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$67,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,593.87

Cash Needed at Closing

Minimum down payment$67,500
Estimated BC PTT$16,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$85,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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