Property Type: Detached HouseOwnership: Freehold

3271 10 Avenue SE

Salmon Arm, BC V1E1W8

$799,000

6 bed4 bath7 parking3,874 sqftBuilt 1976
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.25 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,030

Interior

Heating
Baseboard heaters, Electric, See remarks
Fireplace
None

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
OtherBasement6'6'' x 38'8''
OtherBasement27'2'' x 24'5''
Full bathroomBasement5'2'' x 10'3''
Full bathroomBasement8'7'' x 8'6''
BedroomBasement15'2'' x 11'9''
BedroomBasement14'4'' x 12'2''
BedroomBasement11' x 12'2''
Great roomBasement20'8'' x 9'3''
Laundry roomBasement8'9'' x 4'8''
Family roomBasement15'11'' x 18'2''
Dining roomBasement10'3'' x 14'3''
KitchenBasement9'8'' x 14'3''
OtherMain level6'2'' x 35'
OtherMain level27'3'' x 20'1''
StorageMain level9'1'' x 14'9''
BedroomMain level14'11'' x 12'4''
BedroomMain level9'10'' x 9'3''
Full bathroomMain level5'1'' x 9'3''
3pc Ensuite bathMain level5'1'' x 11'6''
Primary BedroomMain level16'4'' x 17'1''
FoyerMain level7'4'' x 5'8''
Dining nookMain level10'6'' x 8'7''
Dining roomMain level10'2'' x 11'9''
Living roomMain level16'11'' x 14'
Laundry roomMain level9'10'' x 7'8''
KitchenMain level10'6'' x 11'5''

Listing Information

MLS®
10398156
Listed
August 19, 2026
Time on market
On the market for 12 days
Data last synced
August 28, 2026

Listing provided by: Homelife Salmon Arm Realty.Com · Data source: CREA DDF.

Description

SPACIOUS FAMILY RANCHER offering a versatile layout with a large, completely renovated 3-bedroom, 2-bathroom basement suite that is currently tenanted, a fenced private yard, and plenty of parking. The main floor features 3 bedrooms, 2 bathrooms, a large kitchen with island, and a dining area with access to the covered deck and stairs leading to the backyard. The living room offers a cozy gas fireplace, while a convenient laundry/mud room provides easy access to the double garage. The garage includes a workshop, built-in cabinetry, and a finished room ideal for a gym, home office, or additional storage. The walkout basement features a completely renovated 3-bedroom, 2-bathroom suite, currently tenanted, offering a spacious kitchen, comfortable living area, two full bathrooms, and its own separate entrance and covered patio. This well-appointed suite provides excellent flexibility for extended family or rental income. Outside, enjoy the fully fenced private yard, multiple outdoor spaces, and ample parking. A spacious 27' x 24' storage area beneath the double garage, with separate access from the backyard, provides excellent additional storage. A fantastic opportunity for families seeking a spacious home with a fully renovated, self-contained 3-bedroom, 2-bathroom basement suite with an established tenant, offering valuable rental income and additional flexibility. Regarding picture of the kitchen that shows stove. Seller is Vietnamese and culture uses propane for cooking and has covered the stove for protection. (id:63159)

Values & Trends

This listing

$206/sqft

Building average

No other active listings in this building

SE Salmon Arm average

$433/sqft

42 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Population

19,432

(2021 Census)

+9.7% since 2016

Density: 125.2/km²

Dwellings: 8,517

Median household income: $75,000

After-tax: $68,000

Immigrant population: 10.2%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 460
  • United States of America1.1% · 210
  • Germany0.9% · 170
  • Netherlands0.7% · 145
  • Philippines0.7% · 140
  • Poland0.3% · 55
  • China0.3% · 55
  • India0.3% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Shuswap Middle SchoolMiddle618 m
Hillcrest ElementaryElementary939 m
King's Christian School(Independent)K-121.1 km
South Broadview ElementaryElementary1.2 km
Bastion ElementaryElementary2.0 km
J.L. Jackson SecondarySecondary2.1 km
South CanoeElementary/Middle2.1 km
Salmon Arm SecondarySecondary2.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Unnamed305 m
  • Little Mountain Park620 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,200.00
Periodic payment — Principal & Interest (monthly)$4,123.90
Additional monthly expenses (strata, tax, utilities, etc.)$279.83
Total monthly cost$4,403.73
Interest paid over 5-yr term$183,196.56
Balance at end of term$574,962.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,721.87

Cash Needed at Closing

Minimum down payment$54,900
Estimated BC PTT$13,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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