Property Type: Detached HouseOwnership: FreeholdNEW LISTING

330 SaltSpring Way

Salt Spring, BC V8K2G7

$1,325,000

4 bed3 bath6 parking2,459 sqftBuilt 1979
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
1 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,093

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
6 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageLower level5'0 x 13'1
WorkshopLower level12'0 x 13'2
BathroomLower level3-Piece
KitchenLower level12'0 x 20'4
Living roomLower level12'1 x 17'0
BedroomLower level12'1 x 12'1
BedroomMain level12'8 x 9'3
BedroomMain level9'3 x 10'1
BathroomMain level4-Piece
EnsuiteMain level3-Piece
Primary BedroomMain level12'7 x 11'1
KitchenMain level11'10 x 17'10
Dining roomMain level10'10 x 7'6
Living roomMain level14'2 x 19'7

Listing Information

MLS®
1047543
Listed
August 27, 2026
Time on market
On the market for 4 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Move-in-ready Craftsman-detailed home on sunny corner lot just minutes from town. Beautiful ocean views toward Active Pass and Galiano Island. Thoughtful upgrades inside and out, with a fully fenced and gated yard, expanded parking, elegant retaining walls, BBQ/picnic area, garden shed, and greenhouse with water and power. The custom-designed Harbour City Chef's kitchen features an induction cooktop, prep sink, Sub-Zero fridge/freezer, Hansgrohe faucet & dedicated baking centre, complemented by an all-new canning/summer kitchen on the lower level. Workshop with extra bed/den on lower level has suite potential. Relax on the spacious covered deck overlooking mature gardens with camellias, rhododendrons, Japanese maple, azaleas, roses, dogwood, loaded fruit trees & a large, productive fenced vegetable garden. Corner lot can be accessed from Salt Spring Way & Old Divide, within Islands Trust secondary suite mapping. Sellers spared no expense on renovations/upgrades. List on supplements. (id:63159)

Values & Trends

This listing

$539/sqft

Building average

No other active listings in this building

Salt Spring average

$763/sqft

81 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

15°C

Humidity 82%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Salt Spring ElementaryElementary2.7 km
Gulf Islands SecondarySecondary3.0 km
Phoenix PlaceSecondary3.0 km
Fernwood ElementaryElementary9.2 km
Maple Bay ElementaryElementary11.9 km
Crofton Elementary Community SchoolElementary12.0 km
Galiano Community SchoolElementary12.6 km
Bench ElementaryElementary14.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Shopping (1)

  • Fields721 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($107,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,060,000.00
Periodic payment — Principal & Interest (monthly)$6,838.76
Additional monthly expenses (strata, tax, utilities, etc.)$464.08
Total monthly cost$7,302.84
Interest paid over 5-yr term$303,799.05
Balance at end of term$953,473.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$107,500
Stress test qualifying rate8.09%
Payment you must qualify for$9,362.15

Cash Needed at Closing

Minimum down payment$107,500
Estimated BC PTT$24,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$133,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information