354 Old Scott Rd
Salt Spring, BC V8K2L9
$1,085,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 11,761 square feet
- Zoning
- Rural residential
R
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $3,550.87
Interior
- Heating
- Baseboard heaters, Electric, Wood
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Ocean view
Parking
- Total spaces
- 2
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Lower level | — |
| Storage | Lower level | — |
| Recreation room | Lower level | — |
| Bedroom | Lower level | — |
| Bathroom | Lower level | 4-Piece |
| Kitchen | Main level | — |
| Living room | Main level | — |
| Dining room | Main level | — |
| Eating area | Main level | — |
| Bedroom | Main level | — |
| Primary Bedroom | Main level | — |
| Bathroom | Main level | 4-Piece |
Listing Information
- MLS®
- 1026582
- Listed
- February 21, 2026
- Time on market
- On the market for 191 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Duncan Realty Salt Spring Island · Data source: CREA DDF.
Description
This charming 3-bedroom home offers a perfect blend of coastal living and convenience on a fenced .27-acre lot. Enjoy panoramic ocean views and a peaceful setting that features two rainwater catchment tanks, a greenhouse, and mature apple and peach trees. This south facing property is ideally located near walking trails, seven minutes from the shops of Ganges, and moments away from the Long Harbour ferry terminal. Old Scott Rd is a quaint neighbourhood of waterfront and ocean view homes of different eras. The area has local historical significance dating back to the late 1800’s. Inside the home, the lower level, complete with two separate entrances, provides excellent potential for a bed and breakfast or a guest suite. This home on a community water system and has a *NEW SEPTIC SYSTEM*. The property offers a warm and inviting atmosphere in a prime location. If you are seeking a home with versatile income potential, this property offers the perfect balance of island charm and comfort. (id:63159)
Values & Trends
This listing
$394/sqft
Building average
—
No other active listings in this building
Salt Spring average
$765/sqft
81 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Salt Spring Elementary | Elementary | 3.5 km |
| Gulf Islands Secondary | Secondary | 3.9 km |
| Phoenix Place | Secondary | 4.0 km |
| Fernwood Elementary | Elementary | 9.1 km |
| Galiano Community School | Elementary | 9.8 km |
| Mayne Island School | Elementary | 12.7 km |
| Crofton Elementary Community School | Elementary | 13.9 km |
| Maple Bay Elementary | Elementary | 14.6 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Gulf Islands (SD64)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.7% ($83,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.