Property Type: Detached HouseOwnership: Freehold

3305 Ninth St

Cumberland, BC V0R1S0

$749,000

3 bed1 bath2 parking1,042 sqftBuilt 1996
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Property Details

Property & Lot

Sub-type
House
Lot size
4,400 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,263

Interior

Heating
Baseboard heaters, Electric, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Primary BedroomMain level9'5 x 13'1
Living roomMain level16'8 x 13'2
KitchenMain level8'5 x 12'8
Dining roomMain level9'5 x 13'2
BedroomMain level9'4 x 10'0
BedroomMain level9'8 x 11'4
BathroomMain level8'5 x 10'6

Listing Information

MLS®
1038765
Listed
June 2, 2026
Time on market
On the market for 90 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty (CX) · Data source: CREA DDF.

Description

Welcome home to Cumberland! Move in and enjoy! Inside this well maintained rancher you will find a new mini split heat pump system, a new gas fireplace to keep you cozy in the winter, gas range, and new stacking washer and dryer. Outside you will find a lovely garden that is landscaped using native plants that require little maintenance. Raised garden beds allow you to grow your own food easily, already planted with an abundance of fruit and vegetables. Host your friends and family on the lovely private kitchen patio and enjoy grilling with ease with a natural gas hook up for your BBQ. There is also a work shop for tinkering or storage, plus additional secure storage off of the carport perfect for storing all the gear you need for your outdoor adventures. This beautiful home wants for nothing, it is a true oasis of comfort and convenience. (id:63159)

Values & Trends

This listing

$719/sqft

Building average

No other active listings in this building

Cumberland average

$528/sqft

17 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

4,447

(2021 Census)

+18.5% since 2016

Density: 153.1/km²

Dwellings: 1,918

Median household income: $86,000

After-tax: $75,500

Immigrant population: 9.6%

Top countries of origin (% of total population)

  • United Kingdom4.4% · 195
  • United States of America1.3% · 60
  • Germany0.3% · 15
  • Netherlands0.2% · 10
  • South Africa, Republic of0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cumberland Community SchoolElementary/Middle983 m
Royston ElementaryElementary5.6 km
Arden ElementaryElementary5.7 km
Lake Trail CommunityMiddle6.6 km
Courtenay ElementaryElementary6.8 km
Nala'atsi Alternate ProgramSecondary6.9 km
Ecole Puntledge Park ElementaryElementary7.0 km
Aspen Park ElementaryElementary8.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Niji · 2744 Dunsmuir Avenue651 m
  • Riders Pizza · 2738 Dunsmuir Avenue676 m
  • Cooks Restaurant · 3273 Third Street695 m
  • Biblio Taco · 2724 Dunsmuir Avenue747 m

Cafes (2)

  • Cumberland Grind Espresso & Smoothie Bar · 2753 Dunsmuir Avenue614 m
  • Laneway Coffee and Kitchen · 2727 Dunsmuir Ave737 m

Grocery (1)

  • Seeds Natural Food Market · 2733A Dunsmuir Avenue718 m

Parks (5+)

  • Ravenwood Park269 m
  • Ulverston Park322 m
  • Cumberland Village Park419 m
  • Cumberland Peace Park613 m
  • Village Square669 m

Banks & ATMs (1)

  • First Credit Union · 2717 Dunsmuir Avenue795 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 6.7% ($49,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$599,200.00
Periodic payment — Principal & Interest (monthly)$3,865.84
Additional monthly expenses (strata, tax, utilities, etc.)$323.92
Total monthly cost$4,189.75
Interest paid over 5-yr term$171,732.44
Balance at end of term$538,982.34

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$49,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,375.83

Cash Needed at Closing

Minimum down payment$49,900
Estimated BC PTT$12,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$64,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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