Property Type: FourplexOwnership: Freehold

3430 Seaton St

Saanich, BC V8Z3V9

$1,900,000

6 bed4 bath12 parking3,752 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
Fourplex
Lot size
7,464 square feet
Zoning
Duplex

Ownership & Fees

Property type
Fourplex
Ownership
Freehold
Annual property tax
$5,017.33

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
See Remarks
Fireplace
None

Parking

Total spaces
12

Room Dimensions

RoomLevelDimensions
StorageLower level
StorageLower level
StorageLower level
StorageLower level
BathroomLower level4-Piece
BedroomLower level
Living roomLower level
BedroomLower level
BathroomLower level4-Piece
Living roomLower level
BedroomMain level
BedroomMain level
BathroomMain level4-Piece
Living roomMain level
BedroomMain level
BedroomMain level
BathroomMain level4-Piece
Living roomMain level

Listing Information

MLS®
1039533
Listed
June 5, 2026
Time on market
On the market for 87 days
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

Rare investment opportunity in Saanich! This legal duplex offers four self-contained suites, including two 2-bedroom units and two 1-bedroom units. Currently classified as a legal non-conforming fourplex, the seller has applied for full legal 4-plex status and will complete required upgrades prior to possession. Each suite is separately metered and features its own hot water tank and in-suite laundry hookups, creating an attractive low-maintenance revenue property. Built by the original owner and well maintained, the home sits on a sunny, fenced lot backing onto Hampton Park. Conveniently located near Tillicum Mall, schools, transit, parks, and recreation. Zoned RD-1, this property is ideal for investors or owner-occupiers seeking strong rental income with three mortgage helpers. Buyers to verify measurements, zoning, and legal use if important. (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

Tillicum average

$499/sqft

1 active listing(s)

Parking: 12 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Tillicum Community SchoolElementary494 m
Colquitz Middle SchoolElementary679 m
McKenzie ElementaryElementary1.4 km
St Joseph's Catholic(Independent)Elementary1.4 km
SJ Burnside Education CentreSecondary1.6 km
Spectrum CommunitySecondary1.6 km
Ecole Marigold SchoolElementary1.7 km
Selkirk Montessori School(Independent)Elementary/Middle1.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Cosmos Pizza & Pasta · 3450 Tillicum Road383 m
  • Des Panjaab · 3480 Tillicum Road441 m
  • Brady's Fish & Chips483 m
  • A&W · 3170 Tillicum Road543 m
  • The Olive Branch · 3170 Tillicum Road552 m

Cafes (3)

  • Starbucks578 m
  • The Rebel Garage662 m
  • Tim Hortons751 m

Grocery (2)

  • Save-On-Foods523 m
  • Unnamed536 m

Parks (5+)

  • Hampton Park178 m
  • Mount View Park541 m
  • Taylor Park565 m
  • Regina Park601 m
  • Qu'appelle Park639 m

Shopping (3)

  • London Drugs527 m
  • Tillicum Centre · 3170 Tillicum Road600 m
  • Winners617 m

Gyms (1)

  • Anytime Fitness523 m

Pharmacies (2)

  • Forbes IDA Pharmacy468 m
  • Unnamed527 m

Banks & ATMs (4)

  • TD · 309 Burnside Road West489 m
  • Coast Capital Savings556 m
  • Scotiabank620 m
  • Localcoin Bitcoin ATM622 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($380,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,520,000.00
Periodic payment — Principal & Interest (monthly)$9,806.52
Additional monthly expenses (strata, tax, utilities, etc.)$606.11
Total monthly cost$10,412.64
Interest paid over 5-yr term$435,636.37
Balance at end of term$1,367,244.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$380,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,688.27

Cash Needed at Closing

Minimum down payment$380,000
Estimated BC PTT$36,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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