Property Type: Detached HouseOwnership: Freehold

3441 Lovat Ave

Saanich, BC V8X1T8

$1,399,999

4 bed3 bath4 parking1,769 sqftBuilt 1935
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Property Details

Property & Lot

Sub-type
House
Zoning
Residential

RS-6

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,313.75

Interior

Heating
Forced air, Oil
Cooling / A/C
Window air conditioner
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
StorageLower level
StorageLower level
Laundry roomLower level
BathroomLower level
BedroomLower level
BedroomLower level
EntranceMain level
BathroomMain level
BathroomMain level
BedroomMain level
Primary BedroomMain level
KitchenMain level
Dining roomMain level
Living roomMain level

Listing Information

MLS®
1046347
Listed
August 10, 2026
Time on market
On the market for 21 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Camosun · Data source: CREA DDF.

Description

Welcome to this beautifully maintained 4-bedroom, 3-bathroom home offering 2,424 sq. ft. situated on an impressive 15,610 sq.ft. lot in one of Victoria's quiet and established neighborhoods. Designed with families in mind, this spacious home features a functional floor plan with generous living and dining areas, a bright kitchen, and plenty of room for entertaining or everyday living. One of the property's standout features is its exceptional lot size, presenting exciting future development potential. Opportunities like this are becoming increasingly rare in Victoria, making this an attractive investment for homeowners, builders, and developers alike. Located on a peaceful street, you'll enjoy the best of both worlds: a quiet residential setting with convenient access to schools, parks, shopping, dining, and recreation. (id:63159)

Values & Trends

This listing

$791/sqft

Building average

No other active listings in this building

Quadra average

$449/sqft

2 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cloverdale Traditional ElementaryElementary439 m
Ecole Quadra ElementaryElementary1.0 km
SJ Burnside Education CentreSecondary1.5 km
Reynolds SecondaryElementary1.6 km
St Andrew's Regional High(Independent)Secondary1.8 km
Oak and Orca Bioregional School(Independent)K-121.8 km
Selkirk Montessori School(Independent)Elementary/Middle1.9 km
Doncaster ElementaryElementary2.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Halibut House Chinese Food · 3500 Quadra Street344 m
  • Inasal House · 3666 Saanich Road475 m
  • Bin 4 Burger Lounge564 m
  • Royal Spice Fine Indian Cuisine667 m
  • Lot 1 Pasta Bar678 m

Cafes (2)

  • Roundhouse Cafe248 m
  • Rhino Coffee House763 m

Grocery (2)

  • Thrifty Foods · 3475 Quadra Street418 m
  • Save-On-Foods · 3510 Blanshard Street673 m

Parks (5+)

  • Glasgow Park185 m
  • Rutledge Park324 m
  • Tolmie Park425 m
  • Blanshard Park515 m
  • Cecelia Creek Falls Park533 m

Shopping (2)

  • Walmart · 3460 Saanich Road701 m
  • Uptown779 m

Pharmacies (3)

  • Thrifty Foods420 m
  • Unnamed686 m
  • Shoppers Drug Mart · 3511 Blanshard Street702 m

Banks & ATMs (5+)

  • Khalsa Credit Union · 3318 Oak Street703 m
  • Scotiabank · 3521 Blanshard Street728 m
  • BMO · 3451 Saanich Road745 m
  • RBC Royal Bank · 3541 Blanshard Street771 m
  • Unnamed786 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($115,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,119,999.00
Periodic payment — Principal & Interest (monthly)$7,225.85
Additional monthly expenses (strata, tax, utilities, etc.)$614.15
Total monthly cost$7,840.00
Interest paid over 5-yr term$320,994.93
Balance at end of term$1,007,442.72

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$115,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,881.19

Cash Needed at Closing

Minimum down payment$115,000
Estimated BC PTT$26,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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