Property Type: Detached HouseOwnership: Freehold

3835 Cumberland Rd

Saanich, BC V8P3S1

$1,289,000

4 bed3 bath2 parking2,233 sqftBuilt 1949
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Property Details

Property & Lot

Sub-type
House
Lot size
7,011 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,127.98

Interior

Heating
Baseboard heaters, Electric, Other, Hot Water
Cooling / A/C
None
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Dishwasher, Dryer, Microwave

Exterior & Lot

Lot features
Central location, Level lot, Other

Building

Parcel ID (PID)
017-751-276

Parking

Total spaces
2 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageLower level5'3 x 7'2
StorageLower level6'0 x 4'9
StorageLower level5'8 x 10'6
EnsuiteLower level4-Piece
BedroomLower level10'6 x 10'6
BathroomLower level4-Piece
BedroomLower level13'1 x 9'0
EntranceLower level5'0 x 5'0
Living roomLower level11'0 x 13'0
KitchenLower level11'0 x 7'0
Family roomLower level18'7 x 15'0
BedroomMain level11'7 x 12'0
BathroomMain level4-Piece
Primary BedroomMain level11'5 x 14'7
KitchenMain level10'5 x 11'4
Dining roomMain level16'0 x 8'5
Living roomMain level13'4 x 18'0
EntranceMain level3'0 x 4'1

Listing Information

MLS®
1044897
Listed
August 20, 2026
Time on market
On the market for 11 days
Data last synced
August 30, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

OPEN HOUSE SAT AUG 29TH 2-4PM On a quiet no-through road in the highly sought-after Maplewood area, this charming 1949 home is in a prime location directly across from Playfair Park. Beautifully renovated while preserving its timeless character, the main level features oak hardwood floors, coved ceilings, & a bright, open-concept living & dining room. The renovated kitchen (2010) offers quality cabinetry, cork flooring, & newer appliances. The main floor also includes a spacious primary bedroom, 2nd bedroom, & an expanded/renovated bathroom (2010) with heated tile floors. The large deck was rebuilt in 2008 & overlooks the private, level backyard. The lower level offers excellent flexibility with a family room, laundry area with a newer washer/dryer, a third bedroom with its own separate entrance & ensuite, plus there's a self-contained one-bedroom suite with new engineered oak H/W flooring. Additional upgrades include exterior painting, new windows, new gutters and soffits, updated 200-amp electrical service, & more. This is a rare opportunity to own a truly special home in one of Victoria’s most desirable neighbourhoods. (id:63159)

Values & Trends

This listing

$577/sqft

Building average

No other active listings in this building

Maplewood average

$561/sqft

9 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

3/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Reynolds SecondaryElementary732 m
Cloverdale Traditional ElementaryElementary1.1 km
Braefoot ElementaryElementary1.1 km
Cedar Hill MiddleElementary1.4 km
Doncaster ElementaryElementary1.5 km
St Andrew's Regional High(Independent)Secondary1.6 km
Lake Hill ElementaryElementary1.9 km
Ecole Quadra ElementaryElementary1.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • The Keg · 3940 Quadra Street613 m

Parks (5+)

  • Unnamed123 m
  • Playfair Park · 1121 Glenora Place169 m
  • Reynolds Park · 3930 LaSalle Street448 m
  • Leeds Park519 m
  • Margaret Wright Park561 m

Gyms (1)

  • Quadra Sports & Fitness · 3946 Quadra Street669 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($103,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,031,200.00
Periodic payment — Principal & Interest (monthly)$6,652.95
Additional monthly expenses (strata, tax, utilities, etc.)$539.33
Total monthly cost$7,192.28
Interest paid over 5-yr term$295,544.88
Balance at end of term$927,567.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$103,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,113.00

Cash Needed at Closing

Minimum down payment$103,900
Estimated BC PTT$23,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$129,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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