Property Type: Detached HouseOwnership: Freehold

870 Pendene Pl

Saanich, BC V8X3A1

$1,125,000

4 bed2 bath4 parking1,743 sqftBuilt 1958
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Property Details

Property & Lot

Sub-type
House
Lot size
7,415 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,514.29

Interior

Heating
Baseboard heaters, Propane
Cooling / A/C
None
Fireplace
Yes (2)

Parking

Total spaces
4 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
OtherLower level
PatioLower level
OtherLower level
Living roomMain level
Dining roomLower level
BathroomLower level3-Piece
BedroomLower level
BedroomLower level
BathroomMain level4-Piece
BedroomMain level
Primary BedroomMain level
Dining roomMain level
KitchenMain level

Listing Information

MLS®
1047686
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Engel & Volkers Vancouver Island · Data source: CREA DDF.

Description

This beautifully renovated 4 bedroom, 2 bathroom bungalow is set on a generous lot in the sought-after Swan Lake neighbourhood. The refined interior offers a seamless open concept layout with elevated finishes, creating an inviting space for both everyday living and entertaining. The contemporary kitchen is thoughtfully designed with sleek countertops, quality appliances, and abundant storage. The main level features a spacious primary bedroom with room for a king bed, a second bedroom, and an elegant bathroom. The lower level provides excellent flexibility with two additional bedrooms, one with a wall bed, a full bathroom, laundry, kitchenette, and a working salon easily converted to a private two bedroom suite. Outdoors, the landscaped backyard is a private retreat with a pond, hot tub, fire pit, and shed. EV charger and RV parking add convenience. Ideally located - just moments to Swan Lake, the Lochside Trail, Uptown Mall, and transit. (id:63159)

Values & Trends

This listing

$645/sqft

Building average

No other active listings in this building

Swan Lake average

$599/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (University of)

13°C

Humidity 83%

Wind WNW 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

117,735

(2021 Census)

+3.1% since 2016

Density: 1,136.5/km²

Dwellings: 50,064

Median household income: $93,000

After-tax: $83,000

Immigrant population: 22.5%

Top countries of origin (% of total population)

  • China3.5% · 4,110
  • United Kingdom3.2% · 3,760
  • India2.3% · 2,650
  • Philippines1.7% · 1,995
  • United States of America1.4% · 1,655
  • Germany0.6% · 730
  • Hong Kong0.6% · 720
  • Viet Nam0.5% · 540

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

41

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
St Andrew's Regional High(Independent)Secondary958 m
Reynolds SecondaryElementary1.1 km
Cloverdale Traditional ElementaryElementary1.2 km
Rogers ElementaryElementary1.7 km
McKenzie ElementaryElementary1.7 km
Pacific Christian School(Independent)Elementary1.8 km
Colquitz Middle SchoolElementary1.8 km
Ecole Quadra ElementaryElementary1.8 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (4)

  • Inasal House · 3666 Saanich Road427 m
  • Yoshi Sushi607 m
  • Boston Pizza620 m
  • The Keg · 3940 Quadra Street771 m

Cafes (3)

  • Tim Hortons · 3501 Ravine Way651 m
  • Starbucks672 m
  • Tim Hortons773 m

Grocery (2)

  • Save-On-Foods · 3510 Blanshard Street583 m
  • Whole Foods Market · 3587 Blanshard Street720 m

Parks (5+)

  • Unnamed139 m
  • Unnamed312 m
  • Tolmie Park416 m
  • Leeds Park609 m
  • Blanshard Park738 m

Shopping (2)

  • Walmart · 3460 Saanich Road739 m
  • Uptown773 m

Gyms (3)

  • CrossFit Vic City613 m
  • Steve Nash Fitness World766 m
  • Quadra Sports & Fitness · 3946 Quadra Street796 m

Pharmacies (2)

  • Unnamed544 m
  • Shoppers Drug Mart · 3511 Blanshard Street786 m

Banks & ATMs (3)

  • TD · 3530 Blanshard Street601 m
  • Scotiabank · 3521 Blanshard Street690 m
  • RBC Royal Bank · 3541 Blanshard Street693 m

Nearby places data: © OpenStreetMap contributors.

School district: Victoria (SD61)

Mortgage & Ownership Cost Calculator

Minimum required: 7.8% ($87,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$900,000.00
Periodic payment — Principal & Interest (monthly)$5,806.49
Additional monthly expenses (strata, tax, utilities, etc.)$463.19
Total monthly cost$6,269.69
Interest paid over 5-yr term$257,942.59
Balance at end of term$809,552.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$87,500
Stress test qualifying rate8.09%
Payment you must qualify for$7,978.01

Cash Needed at Closing

Minimum down payment$87,500
Estimated BC PTT$20,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$109,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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