Property Type: Detached HouseOwnership: Freehold

3445 Cobble Hill Rd

Cobble Hill, BC V0R1L5

$1,349,000

6 bed4 bath8 parking4,278 sqftBuilt 1979
Get Directions

Property Details

Property & Lot

Sub-type
House
Lot size
3.04 acres
Zoning
Unknown

RR-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,094

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Fully air conditioned
Fireplace
Yes (4)

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
PatioLower level10'10 x 17'6
PatioLower level10'7 x 13'8
PatioLower level7'7 x 13'1
PatioLower level10'6 x 19'3
PatioLower level
PatioLower level21'1
WorkshopOther
EnsuiteLower level3-Piece
BedroomLower level13'2
BedroomLower level10'4
Living roomLower level11'9 x 10'10
Recreation roomLower level
EntranceLower level10'3
BedroomLower level16'8 x 17'6
DenLower level10'5
KitchenLower level10'9 x 10'4
BathroomLower level3-Piece
Laundry roomLower level7'2 x 12'2
Laundry roomMain level10'8 x 10'5
EnsuiteMain level5-Piece
Primary BedroomMain level14'4 x 23'10
BedroomMain level10'5 x 13'10
BedroomMain level8'4 x 12'5
BathroomMain level4-Piece
KitchenMain level10'8 x 10'7
EntranceMain level5'4
Family roomMain level19'2
Dining roomMain level11'1
Living roomMain level14'2 x 19'6

Listing Information

MLS®
1040596
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: D.F.H. Real Estate Ltd. (CwnBy) · Data source: CREA DDF.

Description

Set on 3 sunny, flat and fully usable acres in the heart of Cobble Hill, this exceptional property offers the perfect blend of rural living and modern efficiency. With over 4,300 sq. ft. of living space, including a spacious 3-bedroom plus den suite, there's room for extended family, guests, or mortgage helper. Designed for economical living, the home features a large ground-mounted solar array providing virtually zero-cost hydro, a new heat pump system for efficient heating and cooling, and a durable metal roof. Water is plentiful with a newly drilled well producing approximately 5 gallons per minute. Outside, an 800 sq. ft. detached shop and garage provides excellent space for hobbies, storage, or projects. The level acreage is ideal for horses, hobby farming, gardening, or simply enjoying the privacy and sunshine this sought-after location offers. A rare opportunity to enjoy country living with outstanding sustainability and convenience in one of Cobble Hill's most desirable areas. (id:63159)

Values & Trends

This listing

$315/sqft

Building average

No other active listings in this building

Cobble Hill average

$525/sqft

28 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Evergreen Independent School(Independent)Elementary367 m
Ecole Cobble Hill ElementaryElementary1.2 km
George Bonner ElementaryElementary3.2 km
Frances Kelsey SecondarySecondary3.5 km
Shawnigan Lake(Independent)Secondary4.2 km
Brentwood College(Independent)Secondary4.8 km
Bench ElementaryElementary5.1 km
Discovery ElementaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Watson Park378 m
  • Memorial Park536 m
  • Cobble Hill Commons · 1461 Fisher Road615 m
  • Quarry Nature Park653 m
  • Ross Park688 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($109,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,079,200.00
Periodic payment — Principal & Interest (monthly)$6,962.63
Additional monthly expenses (strata, tax, utilities, etc.)$471.83
Total monthly cost$7,434.47
Interest paid over 5-yr term$309,301.82
Balance at end of term$970,743.89

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$109,900
Stress test qualifying rate8.09%
Payment you must qualify for$9,528.25

Cash Needed at Closing

Minimum down payment$109,900
Estimated BC PTT$24,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$136,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information