Property Type: Detached HouseOwnership: Freehold

1425 Gallier Rd

Cobble Hill, BC V0R1L0

$1,199,900

5 bed3 bath6 parking3,444 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Lot size
3.29 acres
Zoning
Agricultural

A-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,721

Interior

Heating
Heat Pump
Cooling / A/C
Air Conditioned
Fireplace
Yes (3)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
StorageLower level12'5 x 29'3
Recreation roomLower level24'8 x 25'9
WorkshopLower level13'3 x 39'11
BathroomSecond level4-Piece
BedroomSecond level23'4 x 17'6
BedroomSecond level13'9 x 11'10
BedroomSecond level13'9 x 12'6
BedroomSecond level13'9 x 11'10
EnsuiteSecond level3-Piece
Primary BedroomSecond level20'11 x 15'5
BathroomMain level5'5 x 5'3
Laundry roomMain level11'2 x 7'4
OfficeMain level14'3 x 11'6
EntranceMain level7'3 x 19'3
KitchenMain level13'10 x 26'0
Dining roomMain level13'10 x 14'0
Living roomMain level25'6 x 15'2

Listing Information

MLS®
1042353
Listed
July 7, 2026
Time on market
On the market for 56 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Coast Capital - Chatterton · Data source: CREA DDF.

Description

Set on 3.29 private, level and fully usable acres in desirable Cobble Hill, this impressive 5-bedroom, 3-bathroom home offers 3,444 sq. ft. of finished living space plus 1,485 sq. ft. of unfinished walkout lower level. Designed for family living, the main floor features spacious living and dining areas, a dedicated office, and an expansive chef's kitchen with an induction cooktop, full-size refrigerator, upright freezer, and abundant prep space. The generous deck overlooks the peaceful acreage, perfect for entertaining or relaxing. Upstairs offers five bedrooms, including a spacious primary suite and an oversized fifth bedroom ideal as a bonus, media, or games room. The walkout lower level features 8-foot ceilings, exterior access, and roughed-in plumbing, offering exceptional flexibility for future living space. Additional highlights include dual heat pumps with A/C, an owned 12.15 kW solar system, a high-producing 40 GPM drilled well, and an attached garage. (id:63159)

Values & Trends

This listing

$348/sqft

Building average

No other active listings in this building

Cobble Hill average

$524/sqft

28 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ecole Cobble Hill ElementaryElementary737 m
Evergreen Independent School(Independent)Elementary844 m
Bench ElementaryElementary4.0 km
George Bonner ElementaryElementary4.0 km
Frances Kelsey SecondarySecondary4.4 km
Sunrise Waldorf School(Independent)Elementary/Middle4.8 km
Shawnigan Lake(Independent)Secondary5.2 km
Brentwood College(Independent)Secondary5.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Galliers Road Park · 1442 Gallier Road200 m
  • Ross Park502 m
  • Fisher Road Pedestrian Crossing580 m
  • Cobble Hill Commons · 1461 Fisher Road628 m
  • Memorial Park741 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$959,920.00
Periodic payment — Principal & Interest (monthly)$6,193.08
Additional monthly expenses (strata, tax, utilities, etc.)$648.75
Total monthly cost$6,841.83
Interest paid over 5-yr term$275,115.83
Balance at end of term$863,451.14

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,990
Stress test qualifying rate8.09%
Payment you must qualify for$8,496.37

Cash Needed at Closing

Minimum down payment$94,990
Estimated BC PTT$21,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$118,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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