3493 Cardiff Pl
Oak Bay, BC V8P4Y9
$1,349,900
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 10,614 square feet
- Zoning
- Residential
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $7,335
Interior
- Heating
- Forced air, Natural gas
- Cooling / A/C
- None
- Fireplace
- Yes (1)
- Appliances
- Washer, Refrigerator, Range - Electric, Dishwasher, Dryer
Exterior & Lot
- Lot features
- Curb & gutter
Building
- Parcel ID (PID)
- 004-689-151
Parking
- Total spaces
- 2
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Sunroom | Main level | 9'7 x 11'0 |
| Porch | Main level | 4'0 x 5'9 |
| Primary Bedroom | Main level | 14'8 x 20'1 |
| Bedroom | Main level | 9'7 x 10'7 |
| Bathroom | Main level | 4-Piece |
| Kitchen | Main level | 11'0 x 13'8 |
| Dining room | Main level | 10'7 x 11'6 |
| Living room | Main level | 12'2 x 18'2 |
| Entrance | Main level | 7'2 x 8'3 |
| Storage | Lower level | 7'4 x 9'9 |
| Storage | Lower level | 9'5 x 11'9 |
| Storage | Lower level | 5'9 x 8'0 |
| Bathroom | Lower level | 3-Piece |
| Bedroom | Lower level | 10'7 x 11'9 |
| Other | Lower level | 6'6 x 7'5 |
| Utility room | Lower level | 11'8 x 20'7 |
| Family room | Lower level | 10'6 x 24'4 |
Listing Information
- MLS®
- 1044356
- Listed
- August 22, 2026
- Time on market
- On the market for 10 days
- Data last synced
- August 30, 2026
Listing provided by: RE/MAX Camosun · Data source: CREA DDF.
Description
Families! This lovely spot in Oak Bay is perfect for you if you're looking to play in the beautiful yard or ride your bikes to the playground. With a fantastic layout and plenty of natural light throughout, it is easy to imagine how you could really make this house feel like your home where you raise the kids and make memories. It has been well-cared for inside and out with updates like the electrical and a natural gas furnace, plus a thoughtful reconfiguration to give you a large primary bedroom on the main. One look at the floor plan will show you the endless potential of your design ideas. The walkout basement is welcoming & bright with a generous rec room to play in, a third bedroom and bath w/ shower. Gardeners will appreciate the attention this homeowner has given the landscaping over the years, making this fully fenced yard so pretty. Steps from UVic and quick access to Foul Bay Rd and transit make this location a smart move for anyone wanting to live in beautiful Oak Bay. (id:63159)
Values & Trends
This listing
$594/sqft
Building average
—
No other active listings in this building
Henderson average
$713/sqft
7 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Gonzales Point
15°C
—
Humidity 76%
Wind W 10 km/h
Tonight
12°
Tuesday
19°
Tuesday night
13°
Wednesday
15°
Wednesday night
11°
Thursday
15°
Source: Environment and Climate Change Canada.
Population
17,990
(2021 Census)
-0.6% since 2016
Density: 1,710.1/km²
Dwellings: 8,168
Median household income: $107,000
After-tax: $93,000
Immigrant population: 21.9%
Top countries of origin (% of total population)
- United Kingdom7% · 1,265
- United States of America2.9% · 515
- China1.5% · 270
- Germany0.9% · 155
- South Africa, Republic of0.5% · 85
- Netherlands0.4% · 80
- Philippines0.4% · 75
- Taiwan0.4% · 70
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| St. Michaels University School(Independent) | K-12 | 998 m |
| Campus View Elementary | Elementary | 1.3 km |
| Artemis Place Secondary(Independent) | Secondary | 1.5 km |
| Lansdowne Middle School | Middle | 1.5 km |
| Frank Hobbs Elementary | Elementary | 1.6 km |
| Doncaster Elementary | Elementary | 1.7 km |
| Mount Douglas Secondary | Secondary | 1.9 km |
| Arbutus Global Middle School | Elementary | 1.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (3)
- Gyro-Henderson Park230 m
- Henderson Recreation Centre · 2291 Cedar Hill Cross Road279 m
- Mount Tolmie Park770 m
Nearby places data: © OpenStreetMap contributors.
School district: Victoria (SD61)
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Mortgage & Ownership Cost Calculator
Minimum required: 8.1% ($109,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.