Property Type: Detached HouseOwnership: Freehold

7764 Ships Point Rd

Fanny Bay, BC V0R1W0

$1,699,000

4 bed3 bath6 parking2,162 sqftBuilt 1997
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Property Details

Property & Lot

Sub-type
House
Lot size
16,117 square feet
Zoning
Residential

R-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,358

Interior

Heating
Baseboard heaters, Electric, Wood
Cooling / A/C
None
Fireplace
Yes (2)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
KitchenAuxiliary Building8'0 x 6'0
Living roomAuxiliary Building19'1 x 14'10
Primary BedroomAuxiliary Building9'8 x 9'4
BathroomAuxiliary Building9'1 x 3'7
Primary BedroomSecond level17'7 x 22'11
EnsuiteSecond level8'2 x 5'11
BedroomMain level11'3 x 13'2
Living roomMain level16'1 x 19'0
Laundry roomMain level10'8 x 7'8
KitchenMain level10'6 x 19'8
Dining roomMain level17'6 x 9'8
BedroomMain level10'1 x 11'9
BathroomMain level10'4 x 9'1

Listing Information

MLS®
1040382
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Ltd. (CMBLND) · Data source: CREA DDF.

Description

Discover waterfront elegance at 7764 Ships Point Road. This 1,805 sq ft residence offers 90 feet of pristine low bank ocean frontage with panoramic views of Baynes Sound. The main house has three bedrooms, and two bathrooms. Built in 1997 and thoughtfully renovated, the open-concept design features Mohawk's RevWood waterproof laminate wood floors, Frigidaire Professional Series fridge and propane gas range with built in air fryer, KitchenAid dishwasher, custom cabinetry, and abundant natural light. A self-contained one bedroom suite above the detached garage adds flexibility to this property. Situated on 0.37 acres of landscaped grounds with easy water access — your private retreat awaits. (id:63159)

Values & Trends

This listing

$786/sqft

Building average

No other active listings in this building

Union Bay/Fanny Bay average

$558/sqft

20 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Comox

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Beachcombers Academy(Independent)Elementary2.4 km
Denman Island Community SchoolElementary4.1 km
Bowser ElementaryElementary9.4 km
Hornby Island ElementaryElementary10.4 km
Royston ElementaryElementary19.5 km
Cumberland Community SchoolElementary/Middle21.7 km
Phil & Jennie Gaglardi Academy(Independent)K-1221.7 km
Ecole Robb RoadElementary22.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Ship Peninsula Regional Park278 m

Nearby places data: © OpenStreetMap contributors.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($339,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,359,200.00
Periodic payment — Principal & Interest (monthly)$8,769.10
Additional monthly expenses (strata, tax, utilities, etc.)$637.83
Total monthly cost$9,406.93
Interest paid over 5-yr term$389,550.63
Balance at end of term$1,222,604.80

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$339,800
Stress test qualifying rate8.09%
Payment you must qualify for$10,451.77

Cash Needed at Closing

Minimum down payment$339,800
Estimated BC PTT$31,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$373,280

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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