Property Type: Detached HouseOwnership: Freehold

3570 Old Okanagan Highway

West Kelowna, BC V4T1P3

$699,999

4 bed2.5 bath6 parking2,282 sqftBuilt 1925
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Property Details

Property & Lot

Sub-type
House
Stories
3
Lot size
0.17 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,478.16

Interior

Heating
Baseboard heaters, Stove, Forced air, See remarks, Wood
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Concrete, Tile, Laminate, Carpeted, Linoleum

Exterior & Lot

Exterior features
Stucco, Vinyl siding

Building

Foundation
Block
Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
Other, Rear, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageMain level9'2'' x 10'7''
OtherMain level9'8'' x 10'7''
OfficeMain level6'5'' x 17'9''
3pc BathroomSecond level5'10'' x 12'3''
BedroomSecond level12'6'' x 14'1''
BedroomSecond level13'9'' x 14'5''
BedroomSecond level9'7'' x 12'4''
2pc BathroomMain level6'1'' x 8'1''
Dining roomMain level12'1'' x 14'3''
Primary BedroomMain level10'3'' x 10'7''
Living roomMain level12'3'' x 20'0''
KitchenMain level13'1'' x 14'4''

Listing Information

MLS®
10395417
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

An Investment that makes sense. Potential very high density. Buy and hold with existing residential and business space. New Zoning allows up to 5.1 FAR and 15 Stories with density bonusing!! Looking for a strategic development site or holding property with serious upside? Commercial Core (Area B) under the city's bold 2040 OCP. The home is rentable. The jewel here is the business space. This space is perfect for two massage therapists, accountant’s office, hairdresser, etc. This area is envisioned as a vibrant, high-density hub designed to bring together retail, office, residential, and public spaces in one dynamic neighbourhood. Flexible, forward-thinking land use including commercial (office/retail), mixed-use buildings, institutional projects, and live-work spaces with a strong emphasis on urban energy and walkability. Potential for land assembly with adjacent properties may also be available. Ideal for developers with a vision to shape a growing community. Invest now with unique rental income. Buyers are advised to complete their own due diligence regarding zoning, height, and density regulations. (id:63159)

Values & Trends

This listing

$307/sqft

Building average

No other active listings in this building

Westbank Centre average

$424/sqft

49 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

63

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle825 m
Webber Road ElementaryElementary1.8 km
Sensisyusten House of Learning(Independent)Elementary2.3 km
Glenrosa ElementaryElementary2.3 km
Shannon Lake ElementaryElementary2.3 km
Glenrosa Middle SchoolMiddle2.3 km
Chief Tomat ElementaryElementary2.8 km
Constable Neil Bruce Middle SchoolElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • White Spot277 m
  • MeiWei Chinese Cuisine · 2330 Highway 97317 m
  • Everest Indian & Nepalese Restaurant · 2430 Main St, #1398 m
  • Everest · 2430 Main Street421 m
  • Hong Kong Restaurant Chinese Buffet · 2484 Main Street436 m

Cafes (5+)

  • Blenz Coffee · 3645 Gosset Road136 m
  • Tim Hortons · 200-2330 Highway 97302 m
  • Donna's Fresh Café · 2484 Main Street431 m
  • Starbucks589 m
  • Blend Bites · 2525 Dobbin Road730 m

Grocery (4)

  • No Frills · 2484 Main Street411 m
  • Real Canadian Superstore · 3020 Louie Drive430 m
  • Bulk Barn · 3610 Carrington Road759 m
  • Save-On-Foods799 m

Parks (5+)

  • Duck City327 m
  • Eleanor Reece Park371 m
  • Springer Park384 m
  • Majoros Pond Park543 m
  • Unnamed663 m

Shopping (5+)

  • Unnamed446 m
  • Westridge Centre · 2484 Main Street447 m
  • Governor's Landing · 3011-3041 Louie Drive542 m
  • Winners · 3614 Carrington Road696 m
  • Snyatan Shopping Centre706 m

Gyms (1)

  • Curves · 2484 Main Street443 m

Pharmacies (2)

  • Pharmasave · 2484 Main Street473 m
  • Shoppers Drug Mart783 m

Banks & ATMs (5+)

  • BMO215 m
  • RBC Royal Bank305 m
  • Scotiabank635 m
  • Interior Savings · 3718 Elliott Road659 m
  • Peace Hills Trust · 3604 Carrington Road756 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($45,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,999.00
Periodic payment — Principal & Interest (monthly)$3,612.92
Additional monthly expenses (strata, tax, utilities, etc.)$403.85
Total monthly cost$4,016.77
Interest paid over 5-yr term$160,497.32
Balance at end of term$503,720.91

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$45,000
Stress test qualifying rate8.09%
Payment you must qualify for$5,036.71

Cash Needed at Closing

Minimum down payment$45,000
Estimated BC PTT$12,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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