Property Type: Detached HouseOwnership: Freehold

3595 Brown Road

West Kelowna, BC V4T1P5

$685,000

4 bed2 bath5 parking2,086 sqftBuilt 1969
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,213.82

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Gas, Unknown
Flooring
Tile, Laminate, Carpeted

Exterior & Lot

Exterior features
Stucco, Vinyl siding
View
Mountain view

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
5 — covered indicated
Features
Carport

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageBasement3'2'' x 4'8''
Utility roomBasement3'8'' x 5'1''
StorageBasement13'2'' x 15'11''
Recreation roomBasement21' x 21'10''
Laundry roomBasement7'5'' x 11'4''
BedroomBasement9'8'' x 10'9''
3pc BathroomBasement5'6'' x 7'7''
Primary BedroomMain level11'0'' x 12'5''
Living roomMain level12'6'' x 14'3''
KitchenMain level9'8'' x 12'6''
Dining roomMain level9'2'' x 12'9''
BedroomMain level8'11'' x 9'0''
BedroomMain level9' x 12'4''
4pc BathroomMain level5'0'' x 9'2''

Listing Information

MLS®
10398559
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
August 28, 2026

Listing provided by: Rival Realty Inc. · Data source: CREA DDF.

Description

Forget the townhouse and get the house! This is an EXCELLENT townhouse alternative with NO strata fees, NO strata rules, your own private yard and plenty of room for the pets! An incredible opportunity for first-time buyers, young families or investors, this 4-bedroom, 2-bathroom home offers space, flexibility and future potential in a convenient location close to shopping, schools, restaurants and everyday amenities. The family-friendly layout features 3 bedrooms upstairs, a nicely updated kitchen with maple shaker cabinetry, tasteful backsplash and newer appliances, plus an updated main bath with tub and tile surround. Downstairs offers a 4th bedroom, large rec room with gas fireplace and a workshop/storage room with workbench and shelving. Looking for income potential? The lower level could be suited - call for plans! Outside, enjoy a large, fully fenced and private backyard lined with mature cedars, a covered rear porch perfect for BBQs and summer evenings, private front yard, loads of parking and a carport that could potentially be enclosed into a garage. Newer vinyl windows, hot water tank Oct. 2025, roof approx. 8 - 10 years old, Newer fridge (approx. 3 years) and Dryer (approx. 1 year). A detached home, your own land, room for the family and pets, and potential for a mortgage helper - this is the starter home buyers have been waiting for! (id:63159)

Values & Trends

This listing

$328/sqft

Building average

No other active listings in this building

Westbank Centre average

$423/sqft

49 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kelowna

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

36,078

(2021 Census)

+10.5% since 2016

Density: 295.5/km²

Dwellings: 14,746

Median household income: $99,000

After-tax: $87,000

Immigrant population: 13.5%

Top countries of origin (% of total population)

  • United Kingdom2.9% · 1,040
  • Germany1.3% · 485
  • United States of America1% · 350
  • Philippines0.7% · 260
  • Poland0.6% · 200
  • Netherlands0.5% · 190
  • India0.5% · 190
  • South Africa, Republic of0.4% · 145

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

59

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Our Lady of Lourdes(Independent)Elementary/Middle723 m
Webber Road ElementaryElementary1.6 km
Glenrosa ElementaryElementary2.1 km
Glenrosa Middle SchoolMiddle2.2 km
Shannon Lake ElementaryElementary2.4 km
Sensisyusten House of Learning(Independent)Elementary2.4 km
Chief Tomat ElementaryElementary3.0 km
Helen Gorman ElementaryElementary3.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Hong Kong Restaurant Chinese Buffet · 2484 Main Street339 m
  • Everest Indian & Nepalese Restaurant · 2430 Main St, #1387 m
  • White Spot409 m
  • Everest · 2430 Main Street410 m
  • Wings West Kelowna · 2484 Main Street422 m

Cafes (5+)

  • Blenz Coffee · 3645 Gosset Road288 m
  • Donna's Fresh Café · 2484 Main Street332 m
  • Tim Hortons · 200-2330 Highway 97455 m
  • Starbucks552 m
  • Blend Bites · 2525 Dobbin Road652 m

Grocery (3)

  • No Frills · 2484 Main Street304 m
  • Real Canadian Superstore · 3020 Louie Drive560 m
  • Save-On-Foods747 m

Parks (5+)

  • Springer Park251 m
  • Eleanor Reece Park431 m
  • Duck City485 m
  • Majoros Pond Park684 m
  • Unnamed701 m

Shopping (4)

  • Westridge Centre · 2484 Main Street349 m
  • Unnamed573 m
  • Elliott Plaza · 2525 Dobbin Road640 m
  • Governor's Landing · 3011-3041 Louie Drive688 m

Gyms (1)

  • Curves · 2484 Main Street348 m

Pharmacies (2)

  • Pharmasave · 2484 Main Street384 m
  • Shoppers Drug Mart744 m

Banks & ATMs (4)

  • BMO304 m
  • RBC Royal Bank406 m
  • Interior Savings · 3718 Elliott Road571 m
  • Scotiabank580 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$548,000.00
Periodic payment — Principal & Interest (monthly)$3,535.51
Additional monthly expenses (strata, tax, utilities, etc.)$371.82
Total monthly cost$3,907.33
Interest paid over 5-yr term$157,058.38
Balance at end of term$492,927.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,932.91

Cash Needed at Closing

Minimum down payment$43,500
Estimated BC PTT$11,700
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,700

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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