Property Type: Detached HouseOwnership: Freehold

3588 Temperate Pl

Colwood, BC V9C0T3

$1,400,000

4 bed4 bath2 parking2,571 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Lot size
4,036 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Heating
Heat Pump, Baseboard heaters, Electric, Other
Cooling / A/C
Wall unit, Air Conditioned
Fireplace
Yes (1)
Appliances
Washer, Refrigerator, Range - Electric, Range, Dryer, Microwave, Oven - Built-In

Exterior & Lot

Lot features
Cul-de-sac, Other

Building

Parcel ID (PID)
031-785-719

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
Living roomAdditional Accommodation
KitchenAdditional Accommodation
Laundry roomSecond level
BathroomAdditional Accommodation
BathroomSecond level
EnsuiteSecond level
BedroomAdditional Accommodation
BedroomSecond level
BedroomSecond level
Primary BedroomSecond level
Dining roomMain level
Living roomMain level
KitchenMain level
PantryMain level
BathroomMain level
EntranceMain level
PatioMain level
PatioMain level
PorchMain level

Listing Information

MLS®
1043498
Listed
July 17, 2026
Time on market
On the market for 46 days
Data last synced
August 30, 2026

Listing provided by: Royal LePage Coast Capital - Westshore · Data source: CREA DDF.

Description

TP Lot 38 - Cove - GST credit amount on select homes!* Enjoy brand-new construction with a legal 1-bedroom suite above the garage to help offset your mortgage. This family-friendly home offers 4 beds, 4 baths, and multiple storage areas. The bright and open layout flows to a sunny patio w/ gas BBQ hookup, perfect for entertaining. The primary features A/C, a walk-in closet, and a 4-piece ensuite. The legal suite includes its own hydro meter, heat pump, and laundry. Built to Built Green and Low Carbon Step Code standards, the home also includes a dual-head ductless heat pump providing efficient heating and cooling, a stainless steel appliance package with an induction cooktop and wall oven, SMART touchscreen front lock, roller blinds, EV outlet, and new home warranty. Ideally located close to schools, amenities, trails, and beaches. It's west coast living in this collection of single family homes by award winning Verity Construction at Temperate Place! (id:63159)

Values & Trends

This listing

$545/sqft

Building average

No other active listings in this building

Royal Bay average

$521/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Esquimalt

15°C

Humidity 82%

Wind N 2 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

18,961

(2021 Census)

+12.5% since 2016

Density: 1,073.7/km²

Dwellings: 7,688

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom2.7% · 515
  • United States of America1.1% · 200
  • Philippines0.8% · 160
  • China0.7% · 125
  • Germany0.6% · 115
  • Korea, South0.5% · 90
  • India0.4% · 75
  • Portugal0.3% · 60

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

37

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Royal Bay SecondaryElementary489 m
Dunsmuir Middle SchoolMiddle1.6 km
Sangster ElementaryElementary1.9 km
Wishart ElementaryElementary1.9 km
Westmont Montessori School(Independent)K-122.8 km
Colwood ElementaryElementary3.5 km
Westshore Secondary SchoolSecondary3.6 km
Happy Valley ElementaryElementary3.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (3)

  • Sequoia Coastal Coffee216 m
  • Tim Hortons · 3554 Ryder Hesjedal Way319 m
  • Starbucks353 m

Grocery (1)

  • Quality Foods · 345 Latoria Boulevard417 m

Parks (5+)

  • Unnamed224 m
  • Latoria Creek Park538 m
  • Murray's Pond Park597 m
  • Promenade Park · 3500 Promenade Crescent597 m
  • Meadow Park · 3365 Trumpeter Street712 m

Pharmacies (1)

  • Unnamed418 m

Banks & ATMs (1)

  • HSBC340 m

Nearby places data: © OpenStreetMap contributors.

School district: Sooke (SD62)

Mortgage & Ownership Cost Calculator

Minimum required: 8.2% ($115,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,120,000.00
Periodic payment — Principal & Interest (monthly)$7,225.86
Additional monthly expenses (strata, tax, utilities, etc.)$129.00
Total monthly cost$7,354.86
Interest paid over 5-yr term$320,995.22
Balance at end of term$1,007,443.62

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$115,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,881.20

Cash Needed at Closing

Minimum down payment$115,000
Estimated BC PTT$26,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$142,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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