Property Type: Detached HouseOwnership: Freehold

36 Finch Crescent

Osoyoos, BC V0H1V0

$689,000

3 bed2.5 bath2,472 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2.5
Lot size
0.21 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,285.86

Interior

Heating
Forced air, Electric, See remarks
Cooling / A/C
Central air conditioning
Fireplace
None

Parking

Features
Carport, Additional Parking

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level
4pc BathroomSecond level
OtherLower level13' x 19'8''
Games roomLower level10'9'' x 35'6''
Family roomLower level9' x 22'6''
Laundry roomLower level11'6'' x 12'8''
BedroomMain level10'2'' x 9'10''
BedroomMain level10'9'' x 13'1''
Primary BedroomSecond level11'5'' x 14'3''
Dining roomMain level8'9'' x 11'6''
Living roomMain level12'7'' x 19'
KitchenMain level10' x 13'

Listing Information

MLS®
10379926
Listed
March 18, 2026
Time on market
On the market for 166 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Realty Solutions · Data source: CREA DDF.

Description

Wonderful family home in great neighbourhood close to town, schools & shopping. This home has been lovingly maintained by the same owner for decades. 3 spacious bedrooms. Good sized living room with bay window feature facing East to enjoy your morning coffee from. The lower level boasts huge recroom, games room & bonus room open to each other waiting for your plans. The focus here is a beautiful curved fireplace. Most windows have been replaced. Sunny backyard for the gardener. A great family home, place to retire or investment. All measurements approximate and should be verified if important. (id:63159)

Values & Trends

This listing

$279/sqft

Building average

No other active listings in this building

Osoyoos average

$564/sqft

130 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

23°C

Humidity 43%

Wind S 7 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

48

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary702 m
Osoyoos SecondarySecondary1.5 km
Senpaq'cin School(Independent)Elementary16.7 km
Tuc-el-Nuit ElementaryElementary17.4 km
Southern Okanagan SecondarySecondary17.5 km
Southern Okanagan AltSecondary17.5 km
Oliver ElementaryElementary17.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Smitty's295 m
  • Diamond Steak and Seafood305 m
  • Wildfire Grill · 8526 Main Street470 m
  • Golden Chopsticks · 8527 Main Street476 m
  • Unnamed · 8515 Main Street525 m

Cafes (3)

  • Tim Hortons271 m
  • Starbucks · 9145 Main Street273 m
  • Gino's Coffee House · 8316 Main Street654 m

Grocery (2)

  • Save-On-Foods · 9129 Main Street154 m
  • Red Apple278 m

Parks (4)

  • Town Square / Farmers' Market402 m
  • Unnamed779 m
  • Gyro Park787 m
  • Unnamed798 m

Shopping (1)

  • Dollar Store · 9143 Main Street247 m

Pharmacies (2)

  • Pharmasave · 8301C 78 Avenue682 m
  • Shoppers Drug Mart · 8305 Main Street708 m

Banks & ATMs (3)

  • CIBC · 8516 Main Street523 m
  • BMO · 8502 Main Street578 m
  • Cascadia Credit Union · 8312 Main Street663 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($43,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$551,200.00
Periodic payment — Principal & Interest (monthly)$3,556.16
Additional monthly expenses (strata, tax, utilities, etc.)$397.82
Total monthly cost$3,953.98
Interest paid over 5-yr term$157,975.50
Balance at end of term$495,806.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,960.59

Cash Needed at Closing

Minimum down payment$43,900
Estimated BC PTT$11,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$57,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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