Property Type: Land / LotOwnership: Freehold

3614 Foc-sle Rd

Pender Island, BC V0N2M0

$229,000

0 bed0 bath2 parking
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Property Details

Property & Lot

Lot size
19,166 square feet
Zoning
Residential

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,922.29

Interior

Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
2 — uncovered indicated
Features
Street

Listing Information

MLS®
1036905
Listed
May 16, 2026
Time on market
On the market for 107 days
Data last synced
August 28, 2026

Listing provided by: Macdonald Realty Victoria · Data source: CREA DDF.

Description

Ocean views! Priced below assessment! Hydro, water and sewer at the lot line make this an easy lot to build on. Stunning western and south-west exposure, majestic forest with cedars and firs, as well as lush wetlands at the back of the property, make this a special and affordable place to call your own. This fantastic .44 acre lot is perched up on a ridge, above Buck Lake, nestled in between two established properties in an area of fine homes. The front of the property would be a perfect spot for your new cottage or year-round home, with views to spare! The property gently slopes at the back creating more options for additional building sites. Bring your RV and relax while you plan and build your future dream home or summer cottage. - No expensive septic system or well to install. Magic Lake property owners also have access to low moorage fees at Thieves Bay Marina and community tennis and pickleball courts. Land measurements are from BC Assessment, Buyers to confirm if deemed important. (id:63159)

Location Insights

Weather

Nearest station: Gulf Islands (Southern)

16°C

Humidity 73%

Wind WSW 2 km/h

Tonight

13°

Tuesday

19°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pender Islands Elem-SecondaryElementary/Middle2.2 km
Mayne Island SchoolElementary8.3 km
Saturna Island Elementary SecondaryK-129.3 km
Galiano Community SchoolElementary12.8 km
Parkland SecondarySecondary14.7 km
North Saanich Middle SchoolMiddle15.0 km
Sidney ElementaryElementary15.7 km
Deep Cove ElementaryElementary15.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (5+)

  • Unnamed518 m
  • J.M. Abbott Park636 m
  • Sandy Sievert Park665 m
  • Shingle Bay Park720 m
  • Disc Park787 m

Nearby places data: © OpenStreetMap contributors.

School district: Gulf Islands (SD64)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($11,450) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$183,200.00
Periodic payment — Principal & Interest (monthly)$1,181.94
Additional monthly expenses (strata, tax, utilities, etc.)$243.52
Total monthly cost$1,425.47
Interest paid over 5-yr term$52,505.65
Balance at end of term$164,788.99

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$11,450
Stress test qualifying rate8.09%
Payment you must qualify for$1,672.88

Cash Needed at Closing

Minimum down payment$11,450
Estimated BC PTT$2,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$15,530

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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